North Dakota § 26.1-25.1-07 Filing

North Dakota Statutes

§ 26.1-25.1-07 — Filing

North Dakota § 26.1-25.1-07

Title 26.1Insurance

Ch. 26.1-25.1Personal Insurance Credit Information

This text of North Dakota § 26.1-25.1-07 (Filing) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.D. Cent. Code § 26.1-25.1-07 (2026).

Text

1.An insurer that uses insurance scores to underwrite or rate risks shall file the insurer's scoring models or other scoring processes with the insurance department. A third party may file scoring models on behalf of an insurer. A filing that includes insurance scoring must include loss experience justifying the use of credit information.

2.Any scoring models, scoring processes, and information related to scoring models or processes filed by or on behalf of an insurer pursuant to subsection 1 is considered a trade secret.

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1. An insurer that uses insurance scores to underwrite or rate risks shall file the insurer's
scoring models or other scoring processes with the insurance department. A third party
may file scoring models on behalf of an insurer. A filing that includes insurance scoring
must include loss experience justifying the use of credit information.
2. Any scoring models, scoring processes, and information related to scoring models or
processes filed by or on behalf of an insurer pursuant to subsection 1 is considered a
trade secret.