§ 26.1-25-04.1 — Motor vehicle insurance rate filings - Premium reduction for accident prevention course completion

North Dakota § 26.1-25-04.1

• Jurisdiction: North Dakota
• Title 26.1: Insurance
• Ch. 26.1-25: Fire, Property, and Casualty Insurance Rates

Text

prevention course completion.
All rate filings with the commissioner for motor vehicle liability and physical damage
insurance must provide for an appropriate reduction in premium charges for the principal
operators of motor vehicles for at least a two-year period following their successful completion
of a motor vehicle accident prevention course. The reduction in premium charges must be
separately disclosed. The premium billing must disclose the reduction in premium charges with
respect to the person eligible for the reduction. The reduction in premium charges does not
apply to an operator who is subject to an experience rating or a driver education premium
reduction. If a policy insures two or more motor vehicles, the premium reduction applies only to
the motor vehicle principally operated by the person who has satisfactorily completed the motor
vehicle accident prevention course. The course must be approved by the superintendent of the
state highway patrol. The course sponsor shall provide each successful participant a certificate
that is the basis for the insurance discount. A driver fifty-five years of age or older who
successfully completes an approved motor vehicle accident prevention course is entitled to a
three-year insurance premium reduction. The reduction may be applied only to a private
passenger motor vehicle or a pickup truck or van that has a gross vehicle weight of less than
ten thousand pounds [4535.92 kilograms] and which is not used for delivering or transporting
goods or materials unless the delivery and transport is incidental to an operator's business.