§ 26.1-02-33 — Posting policy on internet

1. An insurance policy and an endorsement that does not contain personally identifiable
information may be mailed, delivered, or posted on the insurer's website. If the insurer
elects to post an insurance policy and an endorsement on the insurer's website in lieu
of mailing or delivering the policy and endorsement to the insured, the insurer shall
comply with the following conditions:
a. The policy and an endorsement must be accessible to the insured and producer
of record and remain that way while the policy is in force;
b. After the expiration of the policy, the insurer shall archive the expired policy and
endorsement for a period of five years or other period required by law, and make
the policy and endorsement available upon request;
c. The policy and endorsement must be posted in a manner that enables the
insured and producer of record to print and save the policy and endorsement
using a program or application that is widely available on the internet and free to
use;
d. The insurer shall provide the following information in, or simultaneous with, each
declaration page provided at the time of issuance of the initial policy and any
renewals of the policy:
(1) A description of the exact policy and endorsement form purchased by the
insured;
(2) A description of the insured's right to receive, upon request and without
charge, a paper copy of the policy and endorsement by mail; and
(3) The internet address at which the policy and endorsement are posted;
e. The insurer, upon an insured's request and without charge, shall mail a paper
copy of the policy and endorsement to the insured; and
f. The insurer shall provide notice, in the format preferred by the insured, of any
change to the forms or endorsement; the insured's right to obtain, upon request
and without charge, a paper copy of the forms or endorsement; and the internet
address at which the forms or endorsement are posted.
2. This section does not affect the timing or content of any disclosure or document
required to be provided or made available to any insured under applicable law.