North Dakota Statutes
§ 13-11-12 — Advertising and marketing practices
North Dakota § 13-11-12
This text of North Dakota § 13-11-12 (Advertising and marketing practices) is published on Counsel Stack Legal Research, covering North Dakota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Bluebook
N.D. Cent. Code § 13-11-12 (2026).
Text
1.A debt-settlement provider may not represent, expressly or by implication, any results
or outcomes of its debt-settlement services in any advertising, marketing, or other
communication to consumers unless the debt-settlement provider possesses
substantiation for the representation at the time the representation is made.
2.A debt-settlement provider may not make, expressly or by implication, any unfair or
deceptive representations, or any omissions of material facts, in any of its advertising
or marketing communications concerning debt-settlement services.
3.All advertising and marketing communications concerning debt-settlement services
must disclose the following material information clearly and conspicuously:
Debt-settlement services are not appropriate for everyone. Failure to pay
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Nearby Sections
15
§ 13-01-01
Definitions of creditor and debtor§ 13-01-03
Creditors may be preferred§ 13-01-04
Marshalling funds - Rights of creditors§ 13-01-06
Transfer of personalty without changing of possession or filing of instrument presumed fraudulent§ 13-01-07
Instruments affecting realty void when made with intent to defraud - Good-faith purchaser protected§ 13-01-08
When act of debtor void for fraud§ 13-01-10
Fraudulent intent a question of fact§ 13-01-11
Fraudulent conveyance - PenaltyCite This Page — Counsel Stack
Bluebook (online)
North Dakota § 13-11-12, Counsel Stack Legal Research, https://law.counselstack.com/statute/nd/13-11-12.