§ 13-10-04 — State license and registration application and issuance

1. Applicants for a license shall apply in a form as prescribed by the commissioner. Each
such form must contain content as set forth by rule, regulation, instruction, or
procedure of the commissioner and may be changed or updated as necessary by the
commissioner in order to carry out the purposes of this chapter.
2. To fulfill the purposes of this chapter, the commissioner may establish relationships or
contracts with the nationwide mortgage licensing system and registry or other entities
designated by the nationwide mortgage licensing system and registry to collect and
maintain records and process transaction fees or other fees related to licensees or
other persons subject to this chapter.
3. In connection with an application for licensing as a mortgage loan originator, the
applicant shall, at a minimum, furnish to the nationwide mortgage licensing system and
registry information concerning the applicant's identity, including:
a. Fingerprints for submission to the federal bureau of investigation and any
governmental agency or entity authorized to receive such information for a state,
national, and international criminal history background check; and
b. Personal history and experience in a form prescribed by the nationwide mortgage
licensing system and registry, including the submission of authorization for the
nationwide mortgage licensing system and registry and the commissioner to
obtain:
(1) An independent credit report obtained from a consumer reporting agency
described in section 603(p) of the Fair Credit Reporting Act; and
(2) Information related to any administrative, civil, or criminal findings by any
governmental jurisdiction.
4. For the purposes of this section and in order to reduce the points of contact which the
federal bureau of investigation may have to maintain for purposes of subsection 3, the
commissioner may use the nationwide mortgage licensing system and registry as a
channeling agent for requesting information from and distributing information to the
department of justice or any governmental agency.
5. For the purposes of this section and in order to reduce the points of contact which the
commissioner may have to maintain for purposes of subsection 3, the commissioner
may use the nationwide mortgage licensing system and registry as a channeling agent
for requesting and distributing information to and from any source so directed by the
commissioner.