North Carolina § 66-441 Scope of Article

North Carolina Statutes

§ 66-441 — Scope of Article

North Carolina § 66-441

Ch. 66Commerce and Business

Art. 46Guaranteed Asset Protection Waivers

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Bluebook

N.C. Gen. Stat. § 66-441 (2026).

Text

(a)Complete Exemptions. - This Article shall not apply to any of the following:

(1)An insurance policy offered by an insurer under Chapter 58 of the General Statutes, except as provided in G.S. 66-443.

(2)A debt cancellation or debt suspension contract being offered pursuant to 12 C.F.R. Part 37, 12 C.F.R. Part 721, or any other federal law.

(b)Partial Exemption for Commercial Transactions. - G.S. 66-444, 66-446(c), and 66-447 are not applicable to a guaranteed asset protection waiver offered in connection with a lease or retail installment sale associated with a commercial transaction. (2013-193, s. 1.)

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(a) Complete Exemptions. - This Article shall not apply to any of the following:
(1) An insurance policy offered by an insurer under Chapter 58 of the General Statutes, except as provided in G.S. 66-443.
(2) A debt cancellation or debt suspension contract being offered pursuant to 12 C.F.R. Part 37, 12 C.F.R. Part 721, or any other federal law.
(b) Partial Exemption for Commercial Transactions. - G.S. 66-444, 66-446(c), and 66-447 are not applicable to a guaranteed asset protection waiver offered in connection with a lease or retail installment sale associated with a commercial transaction. (2013-193, s. 1.)