Montana § 33-22-246 Preexisting Conditions Relating To Individual Market

Montana Statutes

§ 33-22-246 — Preexisting Conditions Relating To Individual Market

Montana § 33-22-246

Title 33INSURANCE AND INSURANCE COMPANIES

Ch. 22DISABILITY INSURANCE

Part 2Individual Policy Requirements

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Bluebook

Mont. Code Ann. § 33-22-246 (2026).

Text

33-22-246 . Preexisting conditions relating to individual market.

(1)Except as provided in subsection (2), a health insurance issuer offering individual health insurance coverage may not exclude coverage for a preexisting condition unless:

(a)medical advice, diagnosis, care, or treatment was recommended to or received by the participant or beneficiary within the 3 years preceding the effective date of coverage; and

(b)coverage for the condition is excluded for not more than 12 months.

(2)A health insurance issuer offering health insurance coverage may not impose a preexisting condition exclusion on a federally defined eligible individual because of a preexisting condition.

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33-22-246 . Preexisting conditions relating to individual market. (1) Except as provided in subsection (2), a health insurance issuer offering individual health insurance coverage may not exclude coverage for a preexisting condition unless:
(a) medical advice, diagnosis, care, or treatment was recommended to or received by the participant or beneficiary within the 3 years preceding the effective date of coverage; and
(b) coverage for the condition is excluded for not more than 12 months.
(2) A health insurance issuer offering health insurance coverage may not impose a preexisting condition exclusion on a federally defined eligible individual because of a preexisting condition.