Montana § 33-22-1113 Disclosure And Performance Standards For Long-Term Care Insurance

Montana Statutes

§ 33-22-1113 — Disclosure And Performance Standards For Long-Term Care Insurance

Montana § 33-22-1113

Title 33INSURANCE AND INSURANCE COMPANIES

Ch. 22DISABILITY INSURANCE

Part 11Long-Term Care Insurance Act

This text of Montana § 33-22-1113 (Disclosure And Performance Standards For Long-Term Care Insurance) is published on Counsel Stack Legal Research, covering Montana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Mont. Code Ann. § 33-22-1113 (2026).

Text

33-22-1113 . Disclosure and performance standards for long-term care insurance.

(1)The commissioner may by rule adopt standards for full and fair disclosure, setting forth the manner, content, and disclosures required to be made in a long-term care insurance policy, including but not limited to:

(a)terms of renewability;

(b)initial and subsequent conditions of eligibility;

(c)nonduplication of coverage provisions;

(d)coverage of dependents;

(e)preexisting conditions;

(f)termination of insurance;

(g)continuation or conversion;

(h)probationary periods;

(i)limitations;

(j)exceptions;

(k)reductions;

(l)elimination periods;

(m)requirements for replacement;

(n)recurrent conditions;

(o)definition of terms;

(p)prohibitions on limitations and exclusions;

(q)extension of benefits;

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33-22-1113 . Disclosure and performance standards for long-term care insurance. (1) The commissioner may by rule adopt standards for full and fair disclosure, setting forth the manner, content, and disclosures required to be made in a long-term care insurance policy, including but not limited to:
(a) terms of renewability;
(b) initial and subsequent conditions of eligibility;
(c) nonduplication of coverage provisions;
(d) coverage of dependents;
(e) preexisting conditions;
(f) termination of insurance;
(g) continuation or conversion;
(h) probationary periods;
(i) limitations;
(j) exceptions;
(k) reductions;
(l) elimination periods;
(m) requirements for replacement;
(n) recurrent conditions;
(o) definition of terms;
(p) prohibitions on limitations and exclusions;
(q) extension of benefits;
(r) discontinuance and replacement of policies;
(s) unintentional lapse;
(t) prohibitions against postclaim underwriting;
(u) minimum standards for home health and community care benefits;
(v) inflation protection;
(w) incontestability period; and
(x) tax consequences.
(2) A group long-term care insurance policy must include a provision relating to conversion on termination of eligibility as described in 33-22-508 or include a provision for continuation of coverage that maintains coverage under the existing group policy if the coverage would otherwise terminate.