Montana § 30-14-2013 Prohibited Practices

Montana Statutes

§ 30-14-2013 — Prohibited Practices

Montana § 30-14-2013

Title 30TRADE AND COMMERCE

Ch. 14UNFAIR TRADE PRACTICES AND CONSUMER PROTECTION

Part 20Montana Consumer Debt Management Services Act

This text of Montana § 30-14-2013 (Prohibited Practices) is published on Counsel Stack Legal Research, covering Montana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Mont. Code Ann. § 30-14-2013 (2026).

Text

30-14-2013 . Prohibited practices.

(1)A credit counseling service may not:

(a)purchase any debt or obligation of a consumer;

(b)lend money or provide credit to a consumer;

(c)obtain a mortgage or other security interest in any property of a consumer;

(d)operate as a collection agency;

(e)structure a debt management plan in a way that at the debt management plan's conclusion any debts of the consumer that are subject to the debt management plan are not fully amortized;

(f)charge for or provide credit insurance;

(g)cause or attempt to cause a consumer to waive or forego any right or benefit that the consumer has under the provisions of this part; or

(h)operate in this state without a license.

(2)(a) A credit counseling service may not advertise its services in any manner in this st

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30-14-2013 . Prohibited practices. (1) A credit counseling service may not:
(a) purchase any debt or obligation of a consumer;
(b) lend money or provide credit to a consumer;
(c) obtain a mortgage or other security interest in any property of a consumer;
(d) operate as a collection agency;
(e) structure a debt management plan in a way that at the debt management plan's conclusion any debts of the consumer that are subject to the debt management plan are not fully amortized;
(f) charge for or provide credit insurance;
(g) cause or attempt to cause a consumer to waive or forego any right or benefit that the consumer has under the provisions of this part; or
(h) operate in this state without a license.
(2) (a) A credit counseling service may not advertise its services in any manner in this state without first being licensed by the department.
(b) A credit counseling service or any person on a credit counseling service's behalf may not misrepresent any material fact or make a false promise intended to induce a consumer into entering a debt management plan.