Home/Missouri/Statutes/Title XXIX: OWNERSHIP AND CONVEYANCE OF PROPERTY/Ch. 443: Mortgages, Deeds of Trust and Mortgage Brokers/§ 443.454
Missouri Statutes

§ 443.454 — Enforcement and servicing of real estate loans, federal and state law preemption.

Missouri § 443.454
JurisdictionMissouri
Title XXIXOWNERSHIP AND CONVEYANCE OF PROPERTY
Ch. 443Mortgages, Deeds of Trust and Mortgage Brokers

This text of Missouri § 443.454 (Enforcement and servicing of real estate loans, federal and state law preemption.) is published on Counsel Stack Legal Research, covering Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mo. Rev. Stat. § 443.454 (2026).

Text

The enforcement and servicing of real estate loans secured by mortgage or deed of trust or other security instrument shall be pursuant only to state and federal law and no local law or ordinance may add to, change, delay enforcement, or interfere with any loan agreement, security instrument, mortgage or deed of trust.  No local law or ordinance may add, change, or delay any rights or obligations or impose fees or taxes of any kind or require payment of fees to any government contractor related to any real estate loan agreement, mortgage or deed of trust, other security instrument, or affect the enforcement and servicing thereof.

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Legislative History

(L. 2013 H.B. 446 & 211)

Nearby Sections

15
§ 443.005
Security instrument defined.
§ 443.010
Mortgage, assumption of upon purchase not construed to extend mortgage to other lands, when.
§ 443.020
Claim of such extension barred, when.
§ 443.030
Prior acknowledgment of deed of trust deemed valid.
§ 443.035
Recording of instrument required — failure to record, effect on persons subsequently obtaining interest or lien.
§ 443.055
Future advances may be secured, how — definitions — requirements — limitations — priorities — termination procedure, exceptions.
§ 443.060
Acknowledgment of satisfaction and release, how made.
§ 443.070
Affidavit required with deed of release, when — penalty for failure.
§ 443.080
Satisfaction of mortgage, deed of trust or security instrument of railroad or utility, when entered.
§ 443.090
Part of property may be released, how.
§ 443.100
Payment of one or more notes, how cancelled — memorandum on record — affidavit required, content, to be presented to recorder.
§ 443.1001
Citation of law.
§ 443.1003
Definitions.
§ 443.1004
Designation of first-time home buyer savings account, use of — qualified beneficiary — limitations on accounts — service fee.
§ 443.1005
Use of account moneys — withdrawals, subject to recapture, when, penalties — death of account holder, effect of.
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Bluebook (online)
Missouri § 443.454, Counsel Stack Legal Research, https://law.counselstack.com/statute/mo/443/443.454.