§ 379.1950 — Consumer protection disclosures.

Missouri § 379.1950

• Jurisdiction: Missouri
• Title XXIV: BUSINESS AND FINANCIAL INSTITUTIONS
• Ch. 379: Insurance Other Than Life

Text

Each car-sharing program agreement made in this state shall disclose to the shared vehicle owner and the shared vehicle driver:

(1)  Any right of the peer-to-peer car-sharing program to seek indemnification from the shared vehicle owner or the shared vehicle driver for economic loss sustained by the peer-to-peer car-sharing program resulting from a breach of the terms and conditions of the car-sharing program agreement;

(2)  That a motor vehicle liability insurance policy issued to the shared vehicle owner for the shared vehicle or to the shared vehicle driver does not provide a defense or indemnification for any claim asserted by the peer-to-peer car-sharing program;

(3)  That the peer-to-peer car-sharing program's insurance coverage on the shared vehicle owner and the shared vehicle driver is in effect only during each car-sharing period and that, for any use of the shared vehicle by the shared vehicle driver after the car-sharing termination time, the shared vehicle driver and the shared vehicle owner may not have insurance coverage;

(4)  The daily rate, fees, and if applicable, any insurance or protection package costs that are charged to the shared vehicle owner or the shared vehicle driver;

(5)  That the shared vehicle owner's motor vehicle liability insurance may not provide coverage for a shared vehicle;

(6)  An emergency telephone number to personnel capable of fielding roadside assistance and other customer service inquiries; and

(7)  Whether there are conditions under which a shared vehicle driver is required to maintain a personal automobile insurance policy with certain applicable coverage limits on a primary basis in order to book a shared motor vehicle.

Legislative History

(L. 2025 H.B. 974, et al.) Effective 1-01-26