Missouri § 375.919 Use of language other than English permitted, when, disclosures — misrepresentation, penalty.

Missouri Statutes

§ 375.919 — Use of language other than English permitted, when, disclosures — misrepresentation, penalty.

Missouri § 375.919

Title XXIVBUSINESS AND FINANCIAL INSTITUTIONS

Ch. 375Provisions Applicable to All Insurance Companies

This text of Missouri § 375.919 (Use of language other than English permitted, when, disclosures — misrepresentation, penalty.) is published on Counsel Stack Legal Research, covering Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Mo. Rev. Stat. § 375.919 (2026).

Text

1. An insurer, as defined in section 375.001 , may provide an insurance policy, endorsement, rider and any explanatory material in a language other than English. In the event of a dispute regarding the insurance or advertising material, the English language version shall dictate the resolution. If a policy, endorsement or rider is provided in a language other than English, the insurer shall also, at the same time, provide to the policyholder a copy of such policy, endorsement or rider in English, and shall disclose on such document, in both English and the other language, the following:

(1)The translation is for informational purposes only; and

(2)The English language version of the policy will be controlling unless the language in the other language version is shown to be a fraud

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1. An insurer, as defined in section 375.001 , may provide an insurance policy, endorsement, rider and any explanatory material in a language other than English. In the event of a dispute regarding the insurance or advertising material, the English language version shall dictate the resolution. If a policy, endorsement or rider is provided in a language other than English, the insurer shall also, at the same time, provide to the policyholder a copy of such policy, endorsement or rider in English, and shall disclose on such document, in both English and the other language, the following:

(1) The translation is for informational purposes only; and

(2) The English language version of the policy will be controlling unless the language in the other language version is shown to be a fraudulent misrepresentation * .

2. Any knowing misrepresentation in providing a policy, endorsement, rider or explanatory materials in a language other than English is a violation of sections 375.930 to 375.948 .

Legislative History

(L. 2002 H.B. 1381 merged with S.B. 656 merged with S.B. 895, subsecs. 1 and 3) *Word "mispresentation" appears in original rolls of H.B. 1381 and S.B. 656.