As used in sections 374.500 to 374.515 , the following terms mean:
(1)"Certificate" , a certificate of registration granted by the department of commerce and insurance to a utilization review agent;
(2)"Director" , the director of the department of commerce and insurance;
(3)"Enrollee" , an individual who has contracted for or who participates in coverage under a health insurance policy, an employee welfare benefit plan, a health services corporation plan or any other benefit program providing payment, reimbursement or indemnification for health care costs for himself or eligible dependents or both himself and eligible dependents. The term "enrollee" shall not include an individual who has health care coverage pursuant to a liability insurance policy, workers' compensation insurance
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As used in sections 374.500 to 374.515 , the following terms mean:
(1) "Certificate" , a certificate of registration granted by the department of commerce and insurance to a utilization review agent;
(2) "Director" , the director of the department of commerce and insurance;
(3) "Enrollee" , an individual who has contracted for or who participates in coverage under a health insurance policy, an employee welfare benefit plan, a health services corporation plan or any other benefit program providing payment, reimbursement or indemnification for health care costs for himself or eligible dependents or both himself and eligible dependents. The term "enrollee" shall not include an individual who has health care coverage pursuant to a liability insurance policy, workers' compensation insurance policy, or medical payments insurance issued as a supplement to a liability policy;
(4) "Provider of record" , the physician or other licensed practitioner identified to the utilization review agent as having primary responsibility for the care, treatment and services rendered to an enrollee;
(5) "Utilization review" , a set of formal techniques designed to monitor the use of, or evaluate the clinical necessity, appropriateness, efficacy, or efficiency of, health care services, procedures, or settings. Techniques may include ambulatory review, prior authorization review, second opinion, certification, concurrent review, case management, discharge planning or retrospective review. Utilization review shall not include elective requests for clarification of coverage;
(6) "Utilization review agent" , any person or entity performing utilization review, except:
(a) An agency of the federal government;
(b) An agent acting on behalf of the federal government, but only to the extent that the agent is providing services to the federal government; or
(c) Any individual person employed or used by a utilization review agent for the purpose of performing utilization review services, including, but not limited to, individual nurses and physicians, unless such individuals are providing utilization review services to the applicable benefit plan, pursuant to a direct contractual relationship with the benefit plan;
(d) An employee health benefit plan that is self-insured and qualified pursuant to the federal Employee Retirement Income Security Act of 1974, as amended;
(e) A property-casualty insurer or an employee or agent working on behalf of a property-casualty insurer;
(f) A health carrier, as defined in section 376.1350 , that is performing a review of its own health plan;
(7) "Utilization review plan" , a summary of the utilization review procedures of a utilization review agent.