Missouri Statutes

§ 303.175 — Motor vehicle liability policy, minimum term, exceptions.

Missouri § 303.175

JurisdictionMissouri

Title XIXMOTOR VEHICLES, WATERCRAFT AND AVIATION

Ch. 303Motor Vehicle Financial Responsibility Law

This text of Missouri § 303.175 (Motor vehicle liability policy, minimum term, exceptions.) is published on Counsel Stack Legal Research, covering Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Mo. Rev. Stat. § 303.175 (2026).

Text

Every private passenger motor vehicle liability policy issued to meet the requirements of this chapter shall have a minimum term of three months.  Each policy payment collected by the insurer shall be sufficient to pay for at least one month's coverage under the policy, except that this restriction shall not apply to payments on policies made by way of payroll deductions.  This section shall not be construed to interfere with the cancellation and renewal provisions of sections 379.110 to 379.120 nor shall it apply to any fleet, rental, group or commercial motor vehicle policy.

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Every private passenger motor vehicle liability policy issued to meet the requirements of this chapter shall have a minimum term of three months. Each policy payment collected by the insurer shall be sufficient to pay for at least one month's coverage under the policy, except that this restriction shall not apply to payments on policies made by way of payroll deductions. This section shall not be construed to interfere with the cancellation and renewal provisions of sections 379.110 to 379.120 nor shall it apply to any fleet, rental, group or commercial motor vehicle policy.

Legislative History

(L. 1999 S.B. 19) Effective 1-01-00

Nearby Sections

15

§ 303.010

§ 303.020

§ 303.022

Applicability of certain state statutes to motor vehicle liability policies, when.

§ 303.024

Insurance identification cards issued by insurer, contents — identification cards for self-insured issued by director, contents — exhibition of card to peace officers or commercial vehicle enforcement officers — failure to exhibit, violation of section 303.025.

§ 303.025

Duty to maintain financial responsibility, residents and nonresidents — inoperable or stored vehicles, voluntary suspension of registration — misdemeanor penalty for violations — exception, methods — court to notify department of revenue, additional punishment, right of appeal.

§ 303.026

Director to notify owners who register vehicles, contents — affidavit certifying financial responsibility required for registration — director may use sampling techniques to verify — insurers required to submit policy information to director, format, use, disclosure — violations by insurer, penalty — notice to owner, when.

§ 303.030

Operator's license suspended on failure to give security for payment of damages after accident, burden of proof for challenging determination — exceptions — insurance accepted.

§ 303.039

Effective date for sections 303.025 and 303.041.

§ 303.040

All motor vehicle accidents to be reported — director to notify all other parties, contents — parties to furnish information — nonresident requirements.

§ 303.041

Failure to maintain financial responsibility — notice, procedure, contents — suspension of license and registration — request for hearing, right, effect — subsequent acquisition of financial responsibility, effect — duration of suspension, fee.

§ 303.042

Suspension, effective when — length of suspension, factors considered — false submission of proof of insurance, suspension, duration, fee.

§ 303.044

Proof of financial responsibility required for reregistration.

§ 303.045

Records, where kept — destroyed, when.

§ 303.050

Security, form and amount — reduced, when.

§ 303.051

Judgment-creditor entitled to notice of security held.

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Bluebook (online)

Missouri § 303.175, Counsel Stack Legal Research, https://law.counselstack.com/statute/mo/303/303.175.