Home/Missouri/Statutes/Title XIX: MOTOR VEHICLES, WATERCRAFT AND AVIATION/Ch. 303: Motor Vehicle Financial Responsibility Law/§ 303.160
Missouri Statutes

§ 303.160 — Proof of financial responsibility, how given.

Missouri § 303.160
JurisdictionMissouri
Title XIXMOTOR VEHICLES, WATERCRAFT AND AVIATION
Ch. 303Motor Vehicle Financial Responsibility Law

This text of Missouri § 303.160 (Proof of financial responsibility, how given.) is published on Counsel Stack Legal Research, covering Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mo. Rev. Stat. § 303.160 (2026).

Text

1.  Proof of financial responsibility when required under this chapter with respect to a motor vehicle or with respect to a person who is not the owner of a motor vehicle may be given by filing:

(1)A certificate of insurance as provided in section 303.170 or section 303.180 ; or
(2)A bond as provided in section 303.230 ; or
(3)A certificate of deposit of money or securities as provided in section 303.240 ; or
(4)A certificate of self-insurance, as provided in section 303.220 , supplemented by an agreement by the self-insurer that, with respect to accidents occurring while the certificate is in force, he will pay the same judgments and in the same amounts that an insurer would have been obligated to pay under an owner's motor vehicle liability policy if it had issued such a poli

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Legislative History

(L. 1953 p. 569 § 303.180, A.L. 1961 p. 463) (1974) A certificate of self-insurance is not a policy of insurance so as to make holder liable in the same manner as "other valid and collectible insurance". American Family Ins. Co. v. Missouri Power and Light Co. (Mo.), 517 S.W.2d 110.

Nearby Sections

15
§ 303.010
Title of law.
§ 303.020
Definitions.
§ 303.022
Applicability of certain state statutes to motor vehicle liability policies, when.
§ 303.024
Insurance identification cards issued by insurer, contents — identification cards for self-insured issued by director, contents — exhibition of card to peace officers or commercial vehicle enforcement officers — failure to exhibit, violation of section 303.025.
§ 303.025
Duty to maintain financial responsibility, residents and nonresidents — inoperable or stored vehicles, voluntary suspension of registration — misdemeanor penalty for violations — exception, methods — court to notify department of revenue, additional punishment, right of appeal.
§ 303.026
Director to notify owners who register vehicles, contents — affidavit certifying financial responsibility required for registration — director may use sampling techniques to verify — insurers required to submit policy information to director, format, use, disclosure — violations by insurer, penalty — notice to owner, when.
§ 303.030
Operator's license suspended on failure to give security for payment of damages after accident, burden of proof for challenging determination — exceptions — insurance accepted.
§ 303.039
Effective date for sections 303.025 and 303.041.
§ 303.040
All motor vehicle accidents to be reported — director to notify all other parties, contents — parties to furnish information — nonresident requirements.
§ 303.041
Failure to maintain financial responsibility — notice, procedure, contents — suspension of license and registration — request for hearing, right, effect — subsequent acquisition of financial responsibility, effect — duration of suspension, fee.
§ 303.042
Suspension, effective when — length of suspension, factors considered — false submission of proof of insurance, suspension, duration, fee.
§ 303.044
Proof of financial responsibility required for reregistration.
§ 303.045
Records, where kept — destroyed, when.
§ 303.050
Security, form and amount — reduced, when.
§ 303.051
Judgment-creditor entitled to notice of security held.
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Bluebook (online)
Missouri § 303.160, Counsel Stack Legal Research, https://law.counselstack.com/statute/mo/303/303.160.