Minnesota § 65A.38 POLICY CANCELLATION

Minnesota Statutes

§ 65A.38 — POLICY CANCELLATION

Minnesota § 65A.38

PartINSURANCE

Ch. 65AFIRE AND RELATED INSURANCE

This text of Minnesota § 65A.38 (POLICY CANCELLATION) is published on Counsel Stack Legal Research, covering Minnesota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Minn. Stat. § 65A.38 (2026).

Text

Subdivision 1.Reasons. The Minnesota FAIR plan shall not cancel a policy issued under sections65A.31to65A.42except:

(1)for cause which would have been grounds for nonacceptance of the risk under the program had the cause been known to the plan at the time of acceptance;

(2)for nonpayment of premium; or

(3)with the approval of the governing board. Subd. 2.Notice and statement of reasons. Except as otherwise required under subdivision 4 or 5, at least 15 days' notice of cancellation together with a statement of the reason therefor shall be sent to the insured with a copy sent to the commissioner. Subd. 3.Statement of appeal rights. Any cancellation notice or notice of refusal to renew to the insured shall be accompanied by a statement that the insured has a right of appeal as hereinaft

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Subdivision 1.Reasons.
The Minnesota FAIR plan shall not cancel a policy issued under sections65A.31to65A.42except:
(1) for cause which would have been grounds for nonacceptance of the risk under the program had the cause been known to the plan at the time of acceptance;
(2) for nonpayment of premium; or
(3) with the approval of the governing board.

Subd. 2.Notice and statement of reasons.
Except as otherwise required under subdivision 4 or 5, at least 15 days' notice of cancellation together with a statement of the reason therefor shall be sent to the insured with a copy sent to the commissioner.

Subd. 3.Statement of appeal rights.
Any cancellation notice or notice of refusal to renew to the insured shall be accompanied by a statement that the insured has a right of appeal as hereinafter provided.

Subd. 4.Homeowner's insurance.
Cancellation of homeowner's insurance, as defined in sections65A.27to65A.29, is subject to the provisions of those sections.

Subd. 5.Commercial property insurance.
Cancellation of a commercial property insurance policy issued by the Minnesota FAIR plan must comply with sections60A.35to60A.38.