Minnesota § 65A.30 DAY CARE SERVICES; COVERAGE

Minnesota Statutes

§ 65A.30 — DAY CARE SERVICES; COVERAGE

Minnesota § 65A.30

PartINSURANCE

Ch. 65AFIRE AND RELATED INSURANCE

This text of Minnesota § 65A.30 (DAY CARE SERVICES; COVERAGE) is published on Counsel Stack Legal Research, covering Minnesota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Minn. Stat. § 65A.30 (2026).

Text

Subdivision 1.No coverage. There shall be no coverage under a day care provider's homeowner's insurance for losses or damages arising out of the operation of day care services unless:

(1)specifically covered in a policy; or

(2)covered by a rider for business coverage attached to a policy. For purposes of this section, "day care" means "family day care" and "group family day care" as defined in Minnesota Rules, part9502.0315. "Day care" does not include care provided by an individual who is related, as defined in Minnesota Rules, part9502.0315, to the person being cared for or care provided by an unrelated individual to persons from a single family of persons related to each other. Subd. 2.Prohibited underwriting practices. No insurer shall refuse to renew, or decline to offer or write,

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Subdivision 1.No coverage.
There shall be no coverage under a day care provider's homeowner's insurance for losses or damages arising out of the operation of day care services unless:
(1) specifically covered in a policy; or
(2) covered by a rider for business coverage attached to a policy.
For purposes of this section, "day care" means "family day care" and "group family day care" as defined in Minnesota Rules, part9502.0315. "Day care" does not include care provided by an individual who is related, as defined in Minnesota Rules, part9502.0315, to the person being cared for or care provided by an unrelated individual to persons from a single family of persons related to each other.

Subd. 2.Prohibited underwriting practices.
No insurer shall refuse to renew, or decline to offer or write, homeowner's insurance coverage solely because the property to be covered houses day care services for five or fewer children.