Minnesota § 65A.27 DEFINITIONS

Minnesota Statutes

§ 65A.27 — DEFINITIONS

Minnesota § 65A.27

PartINSURANCE

Ch. 65AFIRE AND RELATED INSURANCE

This text of Minnesota § 65A.27 (DEFINITIONS) is published on Counsel Stack Legal Research, covering Minnesota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Minn. Stat. § 65A.27 (2026).

Text

Subdivision 1.Scope.
For purposes of sections65A.27to65A.302,the following terms have the meanings given.

Subd. 2.Commissioner.
"Commissioner" means the commissioner of commerce.

Subd. 3.Decline or declination.
"Decline" or "declination" means an agent's refusal to accept an application for homeowner's insurance or an insurer's refusal to issue a policy of homeowner's insurance to a person who has submitted a written application.

Subd. 4.Homeowner's insurance.
"Homeowner's insurance" means insurance coverage, as provided in section60A.06, subdivision 1, clause (1)(c), normally written by the insurer as a standard homeowner's package policy or as a standard residential renter's package policy. This definition includes, but is not limited to, policies that are generally described as home

Free access — add to your briefcase to read the full text and ask questions with AI

Subdivision 1.Scope.
For purposes of sections65A.27to65A.302,the following terms have the meanings given.

Subd. 2.Commissioner.
"Commissioner" means the commissioner of commerce.

Subd. 3.Decline or declination.
"Decline" or "declination" means an agent's refusal to accept an application for homeowner's insurance or an insurer's refusal to issue a policy of homeowner's insurance to a person who has submitted a written application.

Subd. 4.Homeowner's insurance.
"Homeowner's insurance" means insurance coverage, as provided in section60A.06, subdivision 1, clause (1)(c), normally written by the insurer as a standard homeowner's package policy or as a standard residential renter's package policy. This definition includes, but is not limited to, policies that are generally described as homeowner's policies, mobile/manufactured homeowner's policies, dwelling owner policies, condominium owner policies, and tenant policies.

Subd. 5.Insurer.
"Insurer" means any insurer licensed to write insurance, as defined in section60A.06, subdivision 1, clause (1), and writing homeowner's insurance in this state.

Subd. 6.Metropolitan area.
"Metropolitan area" means the area defined in section473.121, subdivision 2.

Subd. 7.Nonpayment of premium.
"Nonpayment of premium" means a failure of the named insured to pay the premium when due on a policy of homeowner's insurance or any installment of the premium, whether the premium is payable directly to the insurer or its agent or indirectly under a premium finance plan or an extension of credit.

Subd. 8.Renewal or renew.
"Renewal" or "renew" means an insurer's issuance and delivery to the insured of a new insurance policy at the end of the policy period of an existing policy written by the insurer or an insurer's issuance and delivery of a certificate or notice extending the term of a policy beyond its policy period or term.