Minnesota § 325F.981 CHECK CASHING PRACTICES

Minnesota Statutes

§ 325F.981 — CHECK CASHING PRACTICES

Minnesota § 325F.981

PartTRADE REGULATIONS, CONSUMER PROTECTION

Ch. 325FCONSUMER PROTECTION; PRODUCTS AND SALES

This text of Minnesota § 325F.981 (CHECK CASHING PRACTICES) is published on Counsel Stack Legal Research, covering Minnesota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Minn. Stat. § 325F.981 (2026).

Text

Subdivision 1.Provision of credit card number. A person shall not require as a condition of acceptance of a check, or as a means of identification, that the person presenting the check provide a credit card number. Subd. 2.Display without recordation. Subdivision 1 does not prohibit a person from requesting the person presenting the check to display a credit card, but the only information concerning a credit card which may be recorded is the type and issuer of the credit card and the expiration date. Subdivision 1 does not require acceptance of a check whether or not a credit card is presented. Subd. 3.Exception. A person may require production of and may record a credit card number as a condition for cashing a check only if:

(1)the person requesting the card number has agreed with the

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Subdivision 1.Provision of credit card number.
A person shall not require as a condition of acceptance of a check, or as a means of identification, that the person presenting the check provide a credit card number.

Subd. 2.Display without recordation.
Subdivision 1 does not prohibit a person from requesting the person presenting the check to display a credit card, but the only information concerning a credit card which may be recorded is the type and issuer of the credit card and the expiration date. Subdivision 1 does not require acceptance of a check whether or not a credit card is presented.

Subd. 3.Exception.
A person may require production of and may record a credit card number as a condition for cashing a check only if: (1) the person requesting the card number has agreed with the issuer to cash or accept checks from the issuer's cardholders; (2) the issuer has agreed to guarantee cardholder checks cashed or accepted by that person; and (3) the cardholder has given actual, apparent, or implied authority for use of the card number in this manner and for this purpose.