Minnesota § 325F.91 PROHIBITED PRACTICES

Minnesota Statutes

§ 325F.91 — PROHIBITED PRACTICES

Minnesota § 325F.91

PartTRADE REGULATIONS, CONSUMER PROTECTION

Ch. 325FCONSUMER PROTECTION; PRODUCTS AND SALES

This text of Minnesota § 325F.91 (PROHIBITED PRACTICES) is published on Counsel Stack Legal Research, covering Minnesota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Minn. Stat. § 325F.91 (2026).

Text

Subdivision 1.Prohibited rental agreement provisions. A rental-purchase agreement may not contain a provision:

(1)requiring a confession of judgment;

(2)authorizing a lessor or an agent of the lessor to commit a breach of the peace in the repossession of property;

(3)waiving a defense, counterclaim, or right the lessee may have against the lessor or an agent of the lessor;

(4)requiring the payment of a late charge unless a lease payment is delinquent for more than two business days for a weekly lease or three business days for a monthly lease, and the charge or fee shall not be in an amount more than the greater of five percent of the delinquent lease payment or $3;

(5)requiring a separate payment in addition to lease payments in order to acquire ownership of the property, other than

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Subdivision 1.Prohibited rental agreement provisions.
A rental-purchase agreement may not contain a provision:
(1) requiring a confession of judgment;
(2) authorizing a lessor or an agent of the lessor to commit a breach of the peace in the repossession of property;
(3) waiving a defense, counterclaim, or right the lessee may have against the lessor or an agent of the lessor;
(4) requiring the payment of a late charge unless a lease payment is delinquent for more than two business days for a weekly lease or three business days for a monthly lease, and the charge or fee shall not be in an amount more than the greater of five percent of the delinquent lease payment or $3;
(5) requiring a separate payment in addition to lease payments in order to acquire ownership of the property, other than by exercising an early purchase option pursuant to section325F.93; and
(6) authorizing a lessor to charge a penalty for early termination of a rental-purchase agreement.

Subd. 2.
[Repealed,1995 c 202 art 3 s 22]

Subd. 3.Delivery charges; security deposits; collection fees.
A lessor may not charge a delivery charge that is greater than $15 for five items or less or $30 for more than five items. A lessor may not charge a security deposit. A lessor may contract for and receive a charge for picking up payments from the lessee if the lessor is required or requested to visit the lessee's dwelling to pick up a payment. In a consumer rental-purchase agreement with payment or renewal dates which are more frequent than monthly, this charge shall not be assessed more than three times in any three-month period. In consumer rental-purchase agreements with payments or renewal options which are at least monthly, this charge shall not be assessed more than three times in any six-month period. A charge assessed pursuant to this subdivision shall not exceed $7. This charge is in lieu of a late charge assessed for the applicable payment period.