Michigan § 445.1645 Standards; uniformity; preemption.

Michigan Statutes

§ 445.1645 — Standards; uniformity; preemption.

Michigan § 445.1645

Ch. 445TRADE AND COMMERCE

Act 660 of 2002CONSUMER MORTGAGE PROTECTION ACT (445.1631-445.1645)

This text of Michigan § 445.1645 (Standards; uniformity; preemption.) is published on Counsel Stack Legal Research, covering Michigan primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Mich. Comp. Laws § 445.1645 (2026).

Text

CONSUMER MORTGAGE PROTECTION ACT (EXCERPT) Act 660 of 2002 445.1645 Standards; uniformity; preemption. Sec. 15.

(1)The laws of this state relating to the brokering, making, servicing, and collecting of mortgage loans prescribe rules of conduct upon citizens generally, comprise a comprehensive regulatory framework intended to operate uniformly throughout the state under the same circumstances and conditions, and constitute general laws of this state.

(2)Silence in the statutes of this state with respect to any act or practice in the brokering, making, servicing, or collecting of mortgage loans shall not be interpreted to mean that the state has not completely occupied the field or has only set minimum standards in its regulation of brokering, making, servicing, or collecting of mortgage l

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CONSUMER MORTGAGE PROTECTION ACT (EXCERPT) Act 660 of 2002 445.1645 Standards; uniformity; preemption. Sec. 15. (1) The laws of this state relating to the brokering, making, servicing, and collecting of mortgage loans prescribe rules of conduct upon citizens generally, comprise a comprehensive regulatory framework intended to operate uniformly throughout the state under the same circumstances and conditions, and constitute general laws of this state. (2) Silence in the statutes of this state with respect to any act or practice in the brokering, making, servicing, or collecting of mortgage loans shall not be interpreted to mean that the state has not completely occupied the field or has only set minimum standards in its regulation of brokering, making, servicing, or collecting of mortgage loans. (3) It is the intent of the legislature to entirely preempt municipal corporations and other political subdivisions from the regulation and licensing of persons engaged in the brokering, making, servicing, or collecting of mortgage loans in this state.