Maine § 5 §18058 Insurance; automatic application

Maine Statutes

§ 5 §18058 — Insurance; automatic application

Maine·Title 5 ADMINISTRATIVE PROCEDURES AND SERVICES·Part 20 STATE RETIREMENT SYSTEM·Ch. 423 STATE EMPLOYEES AND TEACHERS

1.Employees insured. Each employee shall complete an application for insurance coverage within 31 days of becoming eligible. Each employee who completes an application and is found eligible for basic insurance under this subchapter is insured for the amount of basic coverage applicable under this subchapter, beginning on the first day of the month following one month of employment after the employee becomes eligible.

2.Employees not wanting to be insured. Any employee not wanting to be insured under this subchapter, at the time the employee first becomes eligible, shall, on the application form, give written notice to the employee's employing officer and to the retirement system that the employee does not want to be insured.

3.Dependent coverage. An employee may apply for coverage for a

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1.
Employees insured.
Each employee shall complete an application for insurance coverage within 31 days of becoming eligible. Each employee who completes an application and is found eligible for basic insurance under this subchapter is insured for the amount of basic coverage applicable under this subchapter, beginning on the first day of the month following one month of employment after the employee becomes eligible.
2.
Employees not wanting to be insured.
Any employee not wanting to be insured under this subchapter, at the time the employee first becomes eligible, shall, on the application form, give written notice to the employee's employing officer and to the retirement system that the employee does not want to be insured.
3.
Dependent coverage.
An employee may apply for coverage for a dependent in the application provided in subsection 1. If an employee has no dependents at the time the application provided in subsection 1 is completed and if application is made for coverage within 31 days of acquiring a dependent, coverage becomes effective the first day of the month following the month in which the application is received by the employing office. An employee who does not apply for dependent coverage within 31 days may subsequently apply for dependent coverage but must produce evidence of insurability at the employee's own expense. Coverage for subsequently acquired dependents is effective immediately.
4.
Evidence of insurability.
When the insurance underwriter approves an application for coverage or increase in coverage with which evidence of insurability has been filed as provided under subsection 1, paragraph C or subsection 2, paragraph C, the coverage or increased coverage becomes effective as of the first day of the first month following completion of one month of employment after the date of approval.
5.
Employee on leave of absence.
Insurance coverage for an employee on an authorized leave of absence is governed as follows.
6.
Notice to employee and 3rd party prior to lapse or termination.
Coverage for an employee may not be terminated for nonpayment of premium unless, at least 14 days prior to the lapse or termination of coverage, the board has mailed a notice of cancellation to the employee and any 3rd party designated by the employee by name and address in writing pursuant to subsection 1, paragraph D.

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Legislative History

PL 1985, c. 801, §§5,7 (NEW). PL 1991, c. 480, §6 (AMD). PL 1993, c. 386, §3 (AMD). PL 2007, c. 17, §1 (AMD). PL 2007, c. 17, §3 (AFF). PL 2009, c. 236, §§1, 2 (AMD). PL 2009, c. 474, §§ 24, 25 (AMD). PL 2011, c. 449, §§10-12 (AMD). PL 2015, c. 61, §§1, 2 (AMD).