Maine § 29-A §1605 Proof of financial responsibility

Maine Statutes

§ 29-A §1605 — Proof of financial responsibility

Maine § 29-A §1605

Title 29-AMOTOR VEHICLES AND TRAFFIC

Ch. 13FINANCIAL RESPONSIBILITY AND INSURANCE

This text of Maine § 29-A §1605 (Proof of financial responsibility) is published on Counsel Stack Legal Research, covering Maine primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Me. Rev. Stat. tit. 29-A, § 29-A §1605 (2026).

Text

1.Requirements. To be accepted as proof of financial responsibility, a policy must:

2.Scope of proof. Insurance in the minimum amounts listed in subsection 1, paragraph C must be furnished for each vehicle registered, and evidence of insurance may be provided at the time of registration in electronic form, including the display of an image on a portable electronic device. Separate proof of financial responsibility is not required for a trailer, semitrailer, camp trailer or mobile home, registered to a person required to file proof of financial responsibility, that is covered by a policy on a vehicle registered by that person and provides the coverage required for a motor vehicle liability policy.

3.Methods of giving proof. Proof of financial responsibility may be given by the following

Free access — add to your briefcase to read the full text and ask questions with AI

1.
Requirements.
To be accepted as proof of financial responsibility, a policy must:
2.
Scope of proof.
Insurance in the minimum amounts listed in subsection 1, paragraph C must be furnished for each vehicle registered, and evidence of insurance may be provided at the time of registration in electronic form, including the display of an image on a portable electronic device. Separate proof of financial responsibility is not required for a trailer, semitrailer, camp trailer or mobile home, registered to a person required to file proof of financial responsibility, that is covered by a policy on a vehicle registered by that person and provides the coverage required for a motor vehicle liability policy.
3.
Methods of giving proof.
Proof of financial responsibility may be given by the following methods:
4.
Money or securities deposited as proof.
A person may give proof of financial responsibility by delivering to the Secretary of State a receipt of the Treasurer of State showing a deposit of money or securities approved by the Treasurer of State with a value or amount equal to that required in a policy.
5.
May substitute other proof.
The Secretary of State shall return or cancel proof on acceptance of other adequate proof of financial responsibility, except that when proof of financial responsibility is established by the deposit of money or securities, the Treasurer of State shall hold the money or securities for a period of not less than 6 years following the cancellation of the deposit as proof of financial responsibility or for such other period of time required to satisfy the statute of limitations in effect at the time of cancellation for filing damage claims for causes of action arising from a motor vehicle accident.
6.
Operating without giving proof.
A person commits a Class D crime if that person is required to maintain proof of financial responsibility and, without authorization from the Secretary of State and without that proof, operates a vehicle or knowingly permits a vehicle owned by that person to be operated by another on a public way.
7.
Restricted license.
When a person is required to maintain proof of financial responsibility, the Secretary of State may issue a restricted license to that person authorizing the operation of a vehicle as long as the owner maintains proof of financial responsibility.
8.
Electronic filing of proof of financial responsibility.
The Secretary of State shall implement a system for the electronic filing of proof of financial responsibility under this section.
9.
Rules.
The Treasurer of State may adopt routine technical rules pursuant to Title 5, chapter 375, subchapter 2‑A to implement the provisions of this section.

Legislative History

PL 1993, c. 683, §A2 (NEW). PL 1993, c. 683, §B5 (AFF). PL 1997, c. 165, §4 (AMD). PL 1997, c. 176, §5 (AMD). PL 1997, c. 176, §8 (AFF). PL 2007, c. 213, §1 (AMD). PL 2007, c. 213, §3 (AFF). PL 2013, c. 72, §6 (AMD). PL 2017, c. 165, §5 (AMD). PL 2021, c. 254, §§1-4 (AMD). PL 2023, c. 395, Pt. A, §1 (AMD). PL 2023, c. 395, Pt. A, §4 (AFF).