Maine § 24-A §7403-A Insurance requirements for peer-to-peer car sharing

Maine Statutes

§ 24-A §7403-A — Insurance requirements for peer-to-peer car sharing

Maine § 24-A §7403-A

Title 24-AMAINE INSURANCE CODE

Ch. 95PEER-TO-PEER CAR SHARING INSURANCE ACT

This text of Maine § 24-A §7403-A (Insurance requirements for peer-to-peer car sharing) is published on Counsel Stack Legal Research, covering Maine primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Me. Rev. Stat. tit. 24-A, § 24-A §7403-A (2026).

Text

1.Insurance coverage during car sharing period; liability. The following requirements apply to insurance coverage and liability during a car sharing period.

2.Exclusions in motor vehicle liability insurance policies. An insurer that writes motor vehicle liability insurance in the State may exclude any and all coverage and the duty to defend or indemnify for any claim afforded under a shared vehicle owner's motor vehicle liability insurance policy, including but not limited to:

3.Exemption; vicarious liability. A peer-to-peer car sharing program and a shared vehicle owner are exempt from vicarious liability consistent with 49 United States Code, Section 30106 and under any state or local law that imposes liability solely based on vehicle ownership.

4.Contribution against indemnification

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1.
Insurance coverage during car sharing period; liability.
The following requirements apply to insurance coverage and liability during a car sharing period.
2.
Exclusions in motor vehicle liability insurance policies.
An insurer that writes motor vehicle liability insurance in the State may exclude any and all coverage and the duty to defend or indemnify for any claim afforded under a shared vehicle owner's motor vehicle liability insurance policy, including but not limited to:
3.
Exemption; vicarious liability.
A peer-to-peer car sharing program and a shared vehicle owner are exempt from vicarious liability consistent with 49 United States Code, Section 30106 and under any state or local law that imposes liability solely based on vehicle ownership.
4.
Contribution against indemnification.
An insurer that defends or indemnifies a claim against a shared vehicle that is excluded under the terms of its policy has the right to seek recovery against the insurer of the peer-to-peer car sharing program if the claim is:
5.
Insurable interest.
Notwithstanding any other law, statute, rule or regulation to the contrary, a peer-to-peer car sharing program has an insurable interest in a shared vehicle during the car sharing period. This section does not impose liability on a peer-to-peer car sharing program to maintain the coverage mandated by subsection 1. A peer–to–peer car sharing program may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for:
6.
Construction.
This section does not limit the liability of the peer-to-peer car sharing program for any act or omission of the peer-to-peer car sharing program itself that results in injury to any person as a result of the use of a shared vehicle through a peer-to-peer car sharing program or limit the ability of a peer-to-peer car sharing program to, by contract, seek indemnification from the shared vehicle owner or the shared vehicle driver for economic loss sustained by the peer-to-peer car sharing program resulting from a breach of the terms and conditions of the car sharing program agreement.