§ 24-A §7052-A — Definitions

As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings.
1.
Aggregator site.
"Aggregator site" means a website that provides access to information regarding insurance products from more than one insurer, including product and insurer information, for use in comparison shopping.
2.
Blanket travel insurance.
"Blanket travel insurance" means a policy of group travel insurance that provides coverage for specific classes of persons defined in the policy under which coverage is provided to all members of the eligible group without a separate charge to individual members of the eligible group.
3.
Cancellation fee waiver.
"Cancellation fee waiver" means a contractual agreement between a supplier of travel services and its customer to waive some or all of the nonrefundable cancellation fee provisions of the supplier's underlying travel contract with or without regard to the reason for the cancellation or form of reimbursement. A cancellation fee waiver is not insurance.
4.
Designated responsible producer.
"Designated responsible producer" means the individual licensed producer responsible for ensuring compliance by the supervising travel insurance producer and its registrants with travel insurance laws and rules of the State.
5.
Eligible group.
"Eligible group" means 2 or more persons that are engaged in a common enterprise or have an economic, educational or social affinity or relationship, including but not limited to any of the following:
6.
Fulfillment materials.
"Fulfillment materials" means documentation provided to the purchaser of a travel protection plan confirming the purchase and providing the travel protection plan's coverage and travel assistance services details.
7.
Group travel insurance.
"Group travel insurance" means travel insurance issued to an eligible group.
8.
Offer and disseminate.
"Offer and disseminate" means to provide general information, including a description of the coverage and price, as well as to process the application and collect premiums.
9.
Primary certificate holder.
"Primary certificate holder" means an individual who elects and purchases travel insurance under a group travel insurance policy.
10.
Primary policyholder.
"Primary policyholder" means an individual who elects and purchases individual travel insurance.
11.
Supervising travel insurance producer.
"Supervising travel insurance producer" means a business entity licensed in accordance with this chapter to sell, solicit and negotiate travel insurance that is offered and disseminated by travel retailers. "Supervising travel insurance producer" includes a:
12.
Travel administrator.
"Travel administrator" means a person that directly or indirectly underwrites, collects charges, collateral or premiums from or adjusts or settles claims on residents of the State in connection with travel insurance, except that a person is not a travel administrator if that person's only actions that would otherwise cause that person to be a travel administrator are among the following:
13.
Travel assistance services.
"Travel assistance services" means noninsurance services for which the consumer is not indemnified against a fortuitous event and for which providing the services does not result in transfer or shifting of risk that would constitute the business of insurance. "Travel assistance services" includes, but is not limited to: security advisories; destination information; vaccination and immunization information services; travel reservation services; entertainment; activity and event planning; translation assistance; emergency messaging; international legal and medical referrals; medical case monitoring; coordination of transportation arrangements; emergency cash transfer assistance; medical prescription replacement assistance; passport and travel document replacement assistance; lost baggage assistance; concierge services; and any other services that are furnished in connection with planned travel. Travel assistance services are not insurance and not related to insurance.
14.
Travel insurance.
"Travel insurance" means insurance coverage as defined in section 1420‑F, subsection 1, paragraph H.
15.
Travel protection plan.
"Travel protection plan" means a plan that provides one or more of the following: travel insurance, travel assistance services and a cancellation fee waiver.
16.
Travel retailer.
"Travel retailer" means a business entity that makes, arranges or offers planned travel and that may offer and disseminate travel insurance as a service to its customers on behalf of and under the direction of a supervising travel insurance producer.

Legislative History

PL 2021, c. 354, §6 (NEW).