§ 24-A §2916-A — Nonrenewal -- reasons

A notice of nonrenewal may not be issued unless it is based upon a reason for which the policy could have been cancelled or unless it is based upon one or more of the following grounds that occurred during the 36-month period preceding the yearly anniversary date of the policy. A nonrenewal is effective only on the policy's yearly anniversary date.
1.
Convictions.
When a named insured or any operator who either resides in the same household or customarily operates an automobile insured under the policy is convicted of any of the following:
2.
Accidents.
When a named insured or any other person who operates a motor vehicle insured under the policy is individually or are aggregately involved in 2 or more vehicle accidents while operating a motor vehicle insured under the policy or under another policy issued by the same insurer for a motor vehicle in the same household, resulting in either personal injury or property damage in excess of the amount defined as a reportable accident under Title 29‑A, section 2251, subsection 1. For the purpose of this subsection any of the following occurrences involving a motor vehicle operated by a named insured or such other person is not considered an accident when:
3.
Insurability.
When there is a material change in the type of motor vehicle insured which so substantially increases the hazard insured against as to render the motor vehicle uninsurable in accordance with the insurer's underwriting standards in effect at the time the policy was issued or last renewed; provided that if the insured motor vehicle is uninsurable for physical damage coverages only, the insurer shall offer to renew the policy without the physical damage coverages.

Legislative History

PL 1979, c. 336, §1 (NEW). PL 1987, c. 261 (AMD). PL 1991, c. 837, §A50 (AMD). PL 1999, c. 617, §2 (AMD). PL 2003, c. 26, §1 (AMD). PL 2007, c. 188, Pt. C, §6 (AMD).