Maine § 24-A §2441 Minimum policy language simplification standards

Maine Statutes

§ 24-A §2441 — Minimum policy language simplification standards

Maine·Title 24-A MAINE INSURANCE CODE·Ch. 27 THE INSURANCE CONTRACT

1.Delivery. In addition to any other requirements of law, no policy forms, except as stated in section 2440, shall be delivered or issued for delivery in this State on or after the dates the forms must be approved under this Act unless:

2.Test score measured. For the purposes of this section, a Flesch reading ease test score shall be measured by the following method:

3.Test approval. Any other reading test may be approved by the superintendent for use as an alternative to the Flesch reading ease test if it is comparable in result to the Flesch reading ease test.

4.Filings. Filings subject to this Act shall be accompanied by a certificate signed by an officer of the insurer stating that it meets the minimum reading ease score on the test used or stating that the score is lower than the

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1.
Delivery.
In addition to any other requirements of law, no policy forms, except as stated in section 2440, shall be delivered or issued for delivery in this State on or after the dates the forms must be approved under this Act unless:
2.
Test score measured.
For the purposes of this section, a Flesch reading ease test score shall be measured by the following method:
3.
Test approval.
Any other reading test may be approved by the superintendent for use as an alternative to the Flesch reading ease test if it is comparable in result to the Flesch reading ease test.
4.
Filings.
Filings subject to this Act shall be accompanied by a certificate signed by an officer of the insurer stating that it meets the minimum reading ease score on the test used or stating that the score is lower than the minimum required but should be approved in accordance with section 2443. To confirm the accuracy of any certification, the superintendent may require the submission of further information to verify the certification in question.
5.
Scoring.
At the option of the insurer, riders, endorsements, applications and other forms made a part of the policy may be scored as separate forms or as part of the policy with which they may be used.

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