§ 24-A §2412 — Filing, approval of forms

1.
An insurance policy or annuity contract form may not be delivered or issued for delivery in this State unless the form has been filed with and approved by the superintendent in accordance with the following.
1-A.
An insurer may not provide coverage to a resident of this State under a group or blanket policy or contract issued and delivered outside this State unless the following requirements of this subsection are met.
2.
Every filing must be made not less than 30 days in advance of any delivery. At the expiration of the 30 days, the form so filed is deemed approved unless prior thereto it has been affirmatively approved or disapproved by order of the superintendent. Approval of the form by the superintendent constitutes a waiver of any unexpired portion of the waiting period. The superintendent shall act on a filing no later than 30 days from receipt unless an extension is requested by the filer. A filing required under this section must be made electronically in a format required by the superintendent unless exempted by rule adopted by the superintendent. Rules adopted pursuant to this subsection are routine technical rules as defined in Title 5, chapter 375, subchapter 2‑A. At the expiration of the period so extended, and in the absence of prior affirmative approval or disapproval, any form is deemed approved. The superintendent may at any time, after hearing and for cause shown, withdraw any approval.
3.
Any order of the superintendent disapproving any such form or withdrawing a previous approval shall state the grounds therefor and the particulars thereof in such detail as reasonably to inform the insurer thereof. Any such withdrawal of a previously approved form shall be effective at expiration of such period, not less than 30 days after the giving of the order of withdrawal, as the superintendent shall in such order prescribe.
4.
The superintendent may, by order, exempt from the requirements of this section for so long as the superintendent considers proper any insurance document or form or type thereof as specified in such order, to which, in the superintendent's opinion, this section may not practicably be applied, or the filing and approval of which are, in the superintendent's opinion, not desirable or necessary for the protection of the public.
5.
Appeals from orders of the superintendent disapproving any such form or withdrawing a previous approval may be taken as provided in sections 229 to 236.
6.
Motor vehicle insurance identification cards.
7.
Motor vehicle insurance identification cards.
Pursuant to this section, the superintendent, with the advice of the Secretary of State, shall adopt rules that prescribe both paper and electronic forms of a motor vehicle insurance identification card for evidence of liability insurance or financial responsibility required under Title 29‑A. The superintendent shall require all insurance companies transacting business within this State to provide with each motor vehicle liability insurance policy a form of insurance identification card for each vehicle, describing the vehicle covered. When an insured has 5 or more motor vehicles registered in this State, the insurer may use the designation "all owned vehicles" on each card in lieu of a specific description. Rules adopted pursuant to this subsection are routine technical rules as defined in Title 5, chapter 375, subchapter 2‑A.
8.
Confidentiality of form filings.
Forms filed as required by this section and any supporting information are confidential until the filing is approved.

Legislative History

PL 1969, c. 132, §1 (NEW). PL 1973, c. 585, §12 (AMD). PL 1987, c. 341, §§1,7 (AMD). PL 1987, c. 476, §1 (AMD). PL 1989, c. 797, §§35,37,38 (AMD). PL 1989, c. 824, §2 (AMD). PL 1991, c. 715, §1 (AMD). PL 1997, c. 126, §4 (AMD). PL 1997, c. 370, §§G1,2 (AMD). PL 2001, c. 258, §H1 (AMD). PL 2003, c. 671, §A2 (AMD). PL 2005, c. 121, §C2 (AMD). PL 2009, c. 14, §3 (AMD). PL 2013, c. 72, §1 (AMD). RR 2021, c. 1, Pt. B, §212 (COR).