Maine § 24-A §2213 Information concerning previous adverse underwriting decisions

Maine Statutes

§ 24-A §2213 — Information concerning previous adverse underwriting decisions

Maine·Title 24-A MAINE INSURANCE CODE·Ch. 24 INSURANCE INFORMATION AND PRIVACY PROTECTION ACT

Unless an inquiry of a regulated insurance entity or insurance support organization also requests the reasons for the underwriting decision or placement, a regulated insurance entity or insurance support organization may not seek information in connection with an insurance transaction concerning:

1.Previous adverse decision. Any previous adverse underwriting decision experienced by an insurance consumer; or

2.Residual market, surplus lines or substandard risk carrier. Any previous insurance coverage obtained by a consumer through a residual market, a surplus lines insurer or a carrier that specializes in substandard risks.

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Unless an inquiry of a regulated insurance entity or insurance support organization also requests the reasons for the underwriting decision or placement, a regulated insurance entity or insurance support organization may not seek information in connection with an insurance transaction concerning:
1.
Previous adverse decision.
Any previous adverse underwriting decision experienced by an insurance consumer; or
2.
Residual market, surplus lines or substandard risk carrier.
Any previous insurance coverage obtained by a consumer through a residual market, a surplus lines insurer or a carrier that specializes in substandard risks.

Maine § 24-A §2213 (Information concerning previous adverse underwriting decisions) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.