Maine § 24-A §2159-C Discrimination on the basis of genetic information or testing

Maine Statutes

§ 24-A §2159-C — Discrimination on the basis of genetic information or testing

Maine·Title 24-A MAINE INSURANCE CODE·Ch. 23 TRADE PRACTICES AND FRAUDS

1.Definitions. As used in this section, unless the context otherwise indicates, the following terms have the following meanings.

2.Discrimination in health, hospital and dental insurance. A carrier that issues individual or group hospital, health or dental insurance is subject to the requirements of this subsection. This subsection does not apply to accidental injury, specified disease, hospital indemnity, disability, long-term care and other limited benefit health insurance policies and contracts.

3.Discrimination in life, disability and long-term care insurance. An insurer may not make or permit any unfair discrimination against an individual in the application of genetic information or the results of a genetic test in the issuance, withholding, extension or renewal of an insurance po

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1.
Definitions.
As used in this section, unless the context otherwise indicates, the following terms have the following meanings.
2.
Discrimination in health, hospital and dental insurance.
A carrier that issues individual or group hospital, health or dental insurance is subject to the requirements of this subsection. This subsection does not apply to accidental injury, specified disease, hospital indemnity, disability, long-term care and other limited benefit health insurance policies and contracts.
3.
Discrimination in life, disability and long-term care insurance.
An insurer may not make or permit any unfair discrimination against an individual in the application of genetic information or the results of a genetic test in the issuance, withholding, extension or renewal of an insurance policy for life, credit life, disability, long-term care, accidental injury, specified disease, hospital indemnity or credit accident insurance or an annuity. For the purposes of this subsection, "unfair discrimination" includes, but is not limited to, the application of the results of a genetic test in a manner that is not reasonably related to anticipated claims experience.
4.
Use of information obtained through direct-to-consumer genetic testing.
In connection with the issuance, withholding, extension or renewal of an insurance policy for life, credit life, disability, long-term care, accidental injury, specified disease, hospital indemnity or credit accident insurance or an annuity, an insurer may not request, require, purchase or use information obtained from an entity providing direct-to-consumer genetic testing without the informed written consent of the individual who has been tested.

Maine § 24-A §2159-C (Discrimination on the basis of genetic information or testing) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.