Maine § 24-A §1402 Definitions

Maine Statutes

§ 24-A §1402 — Definitions

Maine § 24-A §1402

Title 24-AMAINE INSURANCE CODE

Ch. 16PRODUCERS, ADJUSTERS AND CONSULTANTS

This text of Maine § 24-A §1402 (Definitions) is published on Counsel Stack Legal Research, covering Maine primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Me. Rev. Stat. tit. 24-A, § 24-A §1402 (2026).

Text

As used in this chapter, unless the context otherwise indicates, the following words have the following meanings.

1.Adjuster. "Adjuster" means any individual who, as an independent contractor or as an employee of an independent contractor, or as an employee of another organization, for fee, commission or other compensation, investigates for, settles on behalf of and reports to an insurer, fraternal benefit society, workers' compensation self-insurer or insured relative to claims arising under the workers' compensation laws or other types of insurance contracts. "Adjuster" does not include:

2.Adjuster trainee. "Adjuster trainee" means any individual with less than one year total experience handling loss claims under insurance contracts or the workers' compensation laws who is not licensed

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As used in this chapter, unless the context otherwise indicates, the following words have the following meanings.
1.
Adjuster.
"Adjuster" means any individual who, as an independent contractor or as an employee of an independent contractor, or as an employee of another organization, for fee, commission or other compensation, investigates for, settles on behalf of and reports to an insurer, fraternal benefit society, workers' compensation self-insurer or insured relative to claims arising under the workers' compensation laws or other types of insurance contracts. "Adjuster" does not include:
2.
Adjuster trainee.
"Adjuster trainee" means any individual with less than one year total experience handling loss claims under insurance contracts or the workers' compensation laws who is not licensed in this State as an adjuster and who is employed by and subject to the immediate personal supervision of an adjuster who is licensed in this State and who has been established in the business of adjusting for 3 years or more.
3.
Agency.
3-A.
Business entity.
"Business entity" means a corporation, association, partnership, limited liability company, limited liability partnership or other legal entity.
4.
Consultant.
"Consultant" means any individual who, for a fee, advises or offers to advise any person insured or seeking insurance or named or to be named as beneficiary, or having or to have any interest in or insured under any property and casualty or life and health insurance contract or annuity contract, existing or proposed.
5.
Insurance producer.
"Insurance producer" means a person required to be licensed under subchapter II‑A to sell, solicit or negotiate insurance.
6.
Insurance producer activities.
7.
License.
"License" means a document issued by the superintendent authorizing a person to act as an insurance producer, adjuster or consultant for kinds of insurance specified in the document as authorized in this chapter. The license itself does not create any authority, actual, apparent or inherent, in the licensee to represent or commit any particular insurer, health maintenance organization, fraternal benefit society, nonprofit hospital or medical service organization, viatical settlement provider or risk retention group.
8.
Life and health consultant.
"Life and health consultant" means a person licensed as a consultant to advise on life contracts, annuity contracts and health insurance contracts.
9.
Limited insurance producer license.
9-A.
Multiple peril crop insurance adjuster.
“Multiple peril crop insurance adjuster” means a person who adjusts crop insurance claims under the federal crop insurance program administered by the United States Department of Agriculture.
10.
Nonresident.
"Nonresident" means a person other than a resident of this State.
11.
Property and casualty consultant.
"Property and casualty consultant" means a person licensed as a consultant to advise on any one or more of the following kinds of insurance:
11-A.
Property and casualty insurance adjuster.
"Property and casualty insurance adjuster" means a person who adjusts property and casualty claims of any kind except for multiple peril crop insurance claims and workers' compensation claims.
11-B.
Workers' compensation insurance adjuster.
"Workers' compensation insurance adjuster" means a person who adjusts workers' compensation claims governed by Title 39 or 39‑A. Notwithstanding any provision of law to the contrary, a person who on January 1, 2018 is licensed as a property and casualty insurance adjuster is automatically granted workers' compensation authority on that date.
12.
Resident.
"Resident" means any of the following:
13.
Service representative.

Legislative History

PL 1997, c. 457, §23 (NEW). PL 1997, c. 457, §55 (AFF). PL 1997, c. 592, §19 (AMD). PL 1999, c. 225, §§1,2 (AMD). PL 1999, c. 270, §§1,2 (AMD). PL 2001, c. 259, §§3-9 (AMD). PL 2005, c. 65, §C10 (AMD). PL 2009, c. 511, Pt. C, §§1-3 (AMD). RR 2011, c. 2, §29 (COR). PL 2011, c. 554, §§1, 2 (AMD). PL 2017, c. 152, §§1-3 (AMD). PL 2017, c. 152, §5 (AFF). PL 2019, c. 591, §1 (AMD). RR 2021, c. 2, Pt. A, §70 (COR).