§ 14-1205

Maryland § 14-1205

• Jurisdiction: Maryland
• Article gcl: Commercial Law
• Title: 14

Text

(a) (1) A consumer reporting agency shall maintain reasonable procedures designed to avoid violations of § 14–1203 of this subtitle and to limit the furnishing of consumer reports to the purposes listed under § 14–1202 of this subtitle.

(2) The procedures at a minimum shall require that prospective users of the information identify themselves, certify the purposes for which the information is sought, and certify that the information will be used for no other purpose.

(3) A consumer reporting agency shall make a reasonable effort to verify the identity of a new prospective user and the uses certified by the prospective user prior to furnishing the user a consumer report.

(4) No consumer reporting agency may furnish a consumer report to any person if it has reasonable grounds for believing that the consumer report will not be used for a purpose listed in § 14–1202 of this subtitle.

(b) Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.

(c) Notwithstanding the provisions of § 14–1202 of this subtitle, a consumer reporting agency may furnish identifying information respecting any consumer, limited to his name, address, former addresses, places of employment, or former places of employment, to a governmental agency.