§ 22:1339 — Homeowners' insurance; use of aerial images to inspect property

Louisiana § 22:1339

• Jurisdiction: Louisiana
• Title 22: Insurance

Text

§1339. Homeowners' insurance; use of aerial images to inspect property
A. An insurer shall not solely rely upon aerial images of an insured property to
identify the specific condition that serves as the insurer's basis for cancellation or nonrenewal
of a policy of homeowners' insurance unless the images are taken within twenty-four months
of the date of the cancellation or nonrenewal of the policy. All images, including aerial
images, that are not utilized to identify the condition that serves as the basis for cancellation
or nonrenewal or that are utilized solely for the purpose of identification and location of the
immovable property and any improvements to the immovable property may be used without
a limitation on the age of the photograph.
B. For purposes of this Section, "aerial images" means pictures, recordings, or any
physical evidence captured in the airspace above a property from an aircraft or other airborne
platform, including but not limited to third-party proprietary aerial imagery taken by a
fixed-wing aircraft and satellites.

Legislative History

Acts 2024, No. 151, §1, eff. May 22, 2024.