Louisiana § 22:1339 Homeowners' insurance; use of aerial images to inspect property

Louisiana Statutes

§ 22:1339 — Homeowners' insurance; use of aerial images to inspect property

Louisiana·Title 22 Insurance

§1339. Homeowners' insurance; use of aerial images to inspect property

A.An insurer shall not solely rely upon aerial images of an insured property to identify the specific condition that serves as the insurer's basis for cancellation or nonrenewal of a policy of homeowners' insurance unless the images are taken within twenty-four months of the date of the cancellation or nonrenewal of the policy. All images, including aerial images, that are not utilized to identify the condition that serves as the basis for cancellation or nonrenewal or that are utilized solely for the purpose of identification and location of the immovable property and any improvements to the immovable property may be used without a limitation on the age of the photograph.

B.For purposes of this Section, "aerial image

Free access — add to your briefcase to read the full text and ask questions with AI

§1339. Homeowners' insurance; use of aerial images to inspect property
A. An insurer shall not solely rely upon aerial images of an insured property to
identify the specific condition that serves as the insurer's basis for cancellation or nonrenewal
of a policy of homeowners' insurance unless the images are taken within twenty-four months
of the date of the cancellation or nonrenewal of the policy. All images, including aerial
images, that are not utilized to identify the condition that serves as the basis for cancellation
or nonrenewal or that are utilized solely for the purpose of identification and location of the
immovable property and any improvements to the immovable property may be used without
a limitation on the age of the photograph.
B. For purposes of this Section, "aerial images" means pictures, recordings, or any
physical evidence captured in the airspace above a property from an aircraft or other airborne
platform, including but not limited to third-party proprietary aerial imagery taken by a
fixed-wing aircraft and satellites.

Louisiana § 22:1339 (Homeowners' insurance; use of aerial images to inspect property) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.