Louisiana Statutes
§ 22:1315 — Defense of material misrepresentation not entitlement to void policy
Louisiana·Title 22 Insurance
Assertion of a defense of material misrepresentation made by an insured subsequent to loss by fire as to the value of the contents of a residence or business shall not entitle an insurer to void total coverage of the policy based on such misrepresentation, unless a court of competent jurisdiction determines and adjudicates otherwise. Such judicial determination shall apply to the claim that is the subject of the litigation and shall not apply retroactively to any claim that occurred prior to the loss that is the basis of the claim that is the subject of the litigation.
NOTE: Former R.S. 22:1315 redesignated as R.S. 22:1994 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
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Legislative History
Acts 1985, No. 506, §1; Acts 2007, No. 156, §1, eff. June 25, 2007; Redesignated from R.S. 22:692.1 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009.
Nearby Sections
15
§ 22:13
Penalty for violations§ 22:1300.1
Short title§ 22:1300.10
Consumer protections disclosures§ 22:1300.11
Driver's license verification; data retention§ 22:1300.12
Responsibility for equipment§ 22:1300.13
Automobile safety recalls§ 22:1300.2
Definitions§ 22:1300.3
Insurance coverage during car sharing period§ 22:1300.4
Notification of implications of lien§ 22:1300.5
Exclusions in motor vehicle liability policy§ 22:1300.6
Recordkeeping; use of vehicle in car sharing§ 22:1300.7
Exemption; vicarious liability§ 22:1300.8
Contribution against indemnification§ 22:1300.9
Insurable interest