Louisiana Statutes
§ 22:1313 — Fire insurance contract; standard provisions; variations
Louisiana·Title 22 Insurance
A.Notwithstanding the requirements of R.S. 22:1311 concerning the use of the standard fire policy provisions, the use of such form shall not be required in the event the policy forms covering the peril of fire are equivalent to or exceed the provisions of the standard fire policy.
B.In the event that the policy forms used are not equivalent to or do not exceed the terms of the standard fire policy, all of the provisions of the standard fire policy shall become a part of the policy by physically attaching the standard fire policy.
C.Failure to attach the standard fire policy as provided in R.S. 22:1313(B) shall not affect the rights of the insured under the standard fire policy and the provisions of the standard fire policy shall become a part of the contract and shall prevail.
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Legislative History
Acts 1986, No. 133, §1, eff. June 26, 1986; Acts 2004, No. 34, §1; Redesignated from R.S. 22:691.2 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2010, No. 703, §1, eff. Jan. 1, 2011.
Nearby Sections
15
§ 22:13
Penalty for violations§ 22:1300.1
Short title§ 22:1300.10
Consumer protections disclosures§ 22:1300.11
Driver's license verification; data retention§ 22:1300.12
Responsibility for equipment§ 22:1300.13
Automobile safety recalls§ 22:1300.2
Definitions§ 22:1300.3
Insurance coverage during car sharing period§ 22:1300.4
Notification of implications of lien§ 22:1300.5
Exclusions in motor vehicle liability policy§ 22:1300.6
Recordkeeping; use of vehicle in car sharing§ 22:1300.7
Exemption; vicarious liability§ 22:1300.8
Contribution against indemnification§ 22:1300.9
Insurable interest