Kansas § 9-2208 Availability of evidence of licensure; providing notice of certain information to consumer; contents; advertising or solicitation disclosures

Kansas Statutes

§ 9-2208 — Availability of evidence of licensure; providing notice of certain information to consumer; contents; advertising or solicitation disclosures

Kansas § 9-2208

Ch. 9BANKS AND BANKING; TRUST COMPANIES

Art. 22MORTGAGE BUSINESS

This text of Kansas § 9-2208 (Availability of evidence of licensure; providing notice of certain information to consumer; contents; advertising or solicitation disclosures) is published on Counsel Stack Legal Research, covering Kansas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Kan. Stat. Ann. § 9-2208 (2026).

Text

(a)Each licensee shall make available evidence of licensure in a way that reasonably assures recognition by consumers and members of the general public.

(b)The licensee shall provide each consumer a notice, containing such information as the commissioner may prescribe by rules and regulations, before the earliest of the following, as applicable:

(1)The time of entering into any contract with a consumer for the provision of services for a mortgage loan;

(2)the time of receiving any compensation or promise of compensation from or on behalf of a consumer for a mortgage loan; or

(3)15 days after accepting a transfer of mortgage servicing.

(c)All solicitations and published advertisements concerning mortgage business directed at Kansas residents, including those on the internet or by othe

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(a) Each licensee shall make available evidence of licensure in a way that reasonably assures recognition by consumers and members of the general public.
(b) The licensee shall provide each consumer a notice, containing such information as the commissioner may prescribe by rules and regulations, before the earliest of the following, as applicable:
(1) The time of entering into any contract with a consumer for the provision of services for a mortgage loan;
(2) the time of receiving any compensation or promise of compensation from or on behalf of a consumer for a mortgage loan; or
(3) 15 days after accepting a transfer of mortgage servicing.
(c) All solicitations and published advertisements concerning mortgage business directed at Kansas residents, including those on the internet or by other electronic means, shall contain the name and license number or unique identifier of the licensee on record with the commissioner. Each licensee shall maintain a record of all solicitations or advertisements for a period of 36 months. For the purpose of this subsection, "advertising" does not include business cards or promotional items.
(d) No solicitation or advertisement shall contain false, misleading or deceptive information, or indicate or imply that the interest rates or charges stated are "recommended," "approved," "set" or "established" by the state of Kansas.
(e) No licensee or registrant shall conduct mortgage business in this state using any name other than the name or names stated on their license or registration.

Legislative History

L. 1996, ch. 175, § 8; L. 1999, ch. 45, § 8; L. 2000, ch. 17, § 3; L. 2001, ch. 88, § 9; L. 2005, ch. 144, § 3; L. 2016, ch. 15, § 6; L. 2022, ch. 30, § 5; L. 2024, ch. 6, § 20; January 1, 2025.