Indiana § 27-8-5.6-1 "Accident and sickness insurance"

Indiana Statutes

§ 27-8-5.6-1 — "Accident and sickness insurance"

Indiana § 27-8-5.6-1

Title 27INSURANCE

Art. 8LIFE, ACCIDENT, AND HEALTH

Ch. 5.6Accident and Sickness Insurance─Coverage for

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Bluebook

Ind. Code § 27-8-5.6-1 (2026).

Text

(a)As used in this chapter, the term "accident and sickness insurance" means any policy or contract covering one (1) or more of the kinds of insurance described in classes 1(b) or 2(a) of IC 27-1-5-1, as governed by IC 27-8-5.

(b)The term does not include the following:

(1)Accident only, credit, dental, vision, Medicare supplement, long term care, or disability income insurance.

(2)Coverage issued as a supplement to liability insurance.

(3)Worker's compensation or similar insurance.

(4)Automobile medical payment insurance.

(5)A specified disease policy.

(6)A short term insurance plan that:

(A)may be renewed for the greater of:

(i)thirty-six (36) months; or

(ii)the maximum period permitted under federal law;

(B)has a term of not more than three hundred sixty-four (364) days; and

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(a) As used in this chapter, the term "accident
and sickness insurance" means any policy or contract covering one (1)
or more of the kinds of insurance described in classes 1(b) or 2(a) of IC 27-1-5-1, as governed by IC 27-8-5.
(b) The term does not include the following:
(1) Accident only, credit, dental, vision, Medicare supplement,
long term care, or disability income insurance.
(2) Coverage issued as a supplement to liability insurance.
(3) Worker's compensation or similar insurance.
(4) Automobile medical payment insurance.
(5) A specified disease policy.
(6) A short term insurance plan that:
(A) may be renewed for the greater of:
(i) thirty-six (36) months; or
(ii) the maximum period permitted under federal law;
(B) has a term of not more than three hundred sixty-four (364)
days; and
(C) has an annual limit of at least two million dollars
($2,000,000).
(7) A policy that provides indemnity benefits not based on any
expense incurred requirement, including a plan that provides
coverage for:
(A) hospital confinement, critical illness, or intensive care; or
(B) gaps for deductibles or copayments.
(8) A supplemental plan that always pays in addition to other
coverage.
(9) A student health plan.
(10) An employer sponsored health benefit plan that is:
(A) provided to individuals who are eligible for Medicare; and
(B) not marketed as, or held out to be, a Medicare supplement
policy.
Formerly: Acts 1975, P.L.282, SEC.1. As amended by
P.L.173-2007, SEC.28; P.L.86-2018, SEC.207; P.L.288-2019,
SEC.5.