§ 27-8-14.2-5 — Individual coverage required

Indiana § 27-8-14.2-5

• Jurisdiction: Indiana
• Title 27: INSURANCE
• Art. 8: LIFE, ACCIDENT, AND HEALTH
• Ch. 14.2: Insurance Coverage for Pervasive Developmental

Text

(a) An insurer that issues an accident and
sickness insurance policy on an individual basis must offer to provide
coverage for the treatment of an autism spectrum disorder of an
insured. Coverage provided under this section is limited to treatment
that is prescribed by the insured's treating physician in accordance with
a treatment plan. An insurer may not deny or refuse to issue coverage
on, refuse to contract with, or refuse to renew, refuse to reissue, or
otherwise terminate or restrict coverage on an individual under an
insurance policy solely because the individual is diagnosed with an
autism spectrum disorder.
(b) The coverage that must be offered under this section may not be
subject to dollar limits, deductibles, or coinsurance provisions that are
less favorable to an insured than the dollar limits, deductibles, or
coinsurance provisions that apply to physical illness generally under
the accident and sickness insurance policy.

Legislative History

As added by P.L.148-2001, SEC.2. Amended by P.L.188-2013, SEC.23.