Indiana § 27-8-13-9.2 Limitations on issuer of medicare supplement policies when the
applicant has certain disabilities or has end stage renal disease

Indiana Statutes

§ 27-8-13-9.2 — Limitations on issuer of medicare supplement policies when the applicant has certain disabilities or has end stage renal disease

Indiana § 27-8-13-9.2

Title 27INSURANCE

Art. 8LIFE, ACCIDENT, AND HEALTH

Ch. 13Medicare Supplement Insurance

This text of Indiana § 27-8-13-9.2 (Limitations on issuer of medicare supplement policies when the applicant has certain disabilities or has end stage renal disease) is published on Counsel Stack Legal Research, covering Indiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ind. Code § 27-8-13-9.2 (2026).

Text

2.

(a)This section applies to an individual:

(1)who is less than sixty-five (65) years of age;

(2)who is eligible for and enrolled in Medicare:

(A)by reason of a disability as described in 42 U.S.C. 426(b) and defined in 42 U.S.C. 423(d); or

(B)by reason of being medically determined to have end stage renal disease as described in 42 U.S.C. 426-1; and

(3)who applies for a Medicare supplement policy or certificate and either:

(A)submits the application before or during the six (6) month period beginning with the first day of the first month during which the applicant becomes enrolled for benefits under Medicare Part B without regard to age; or

(B)was enrolled for benefits under Medicare Part B without regard to age before January 1, 2025, and:

(i)submits the application for a Medic

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2. (a) This section applies to an individual:
(1) who is less than sixty-five (65) years of age;
(2) who is eligible for and enrolled in Medicare:
(A) by reason of a disability as described in 42 U.S.C. 426(b)
and defined in 42 U.S.C. 423(d); or
(B) by reason of being medically determined to have end stage
renal disease as described in 42 U.S.C. 426-1; and
(3) who applies for a Medicare supplement policy or certificate
and either:
(A) submits the application before or during the six (6) month
period beginning with the first day of the first month during
which the applicant becomes enrolled for benefits under
Medicare Part B without regard to age; or
(B) was enrolled for benefits under Medicare Part B without
regard to age before January 1, 2025, and:
(i) submits the application for a Medicare supplement policy
or certificate during the six (6) month period beginning
January 1, 2025; or
(ii) is unable to submit an application for a Medicare
supplement policy or certificate because an application is not
yet available but makes a request for an application for a
Medicare supplement policy or certificate during the six (6)
month period beginning January 1, 2025.
(b) After December 31, 2024, the issuer of a Medicare supplement
policy or certificate shall not:
(1) deny or condition the issuance or effectiveness of a Medicare
supplement policy or certificate to which subsection (a)(3) applies
because of the health status, claims experience, receipt of health
care, or medical condition of an individual described in
subsection (a);
(2) charge an individual described in subsection (a) a premium
rate for a standardized Plan A, Plan B, or Plan D Medicare
supplement policy or certificate to which subsection (a)(3) applies
that exceeds the premium rate the issuer charges an individual
who is sixty-five (65) years of age for the same Medicare
supplement policy or certificate;
(3) charge an individual described in subsection (a) a premium
rate for any standardized lettered Medicare supplement policy or
certificate other than those specified in subdivision (2) to which
subsection (a)(3) applies that exceeds two hundred percent
(200%) of the premium rate the issuer charges an individual who
is sixty-five (65) years of age for the same Medicare supplement
policy or certificate; or
(4) issue to an individual described in subsection (a) a Medicare
supplement policy or certificate to which subsection (a)(3) applies
that contains:
(A) a waiting period; or
(B) a preexisting condition limitation or exclusion.