§ 27-7-6-6 — Notice of nonrenewal

Indiana § 27-7-6-6

• Jurisdiction: Indiana
• Title 27: INSURANCE
• Art. 7: SPECIAL TYPES OF INSURANCE
• Ch. 6: Cancellation of Automobile Insurance Policies

Text

(a) An insurer shall not fail to renew a policy
unless it mails to the named insured, at the address shown in the policy,
at least twenty (20) days advance notice of its intention not to renew
the policy.
(b) If a policy was procured by an independent insurance producer
duly licensed by the state of Indiana, a notice of intent not to renew the
policy shall be mailed to the independent insurance producer at least
ten (10) days prior to the mailing of the notice of intention not to renew
to the named insured under subsection (a), unless such notice of intent
is or has been waived in writing by the independent insurance
producer.
(c) This section does not apply:
(1) if the insurer has manifested its willingness to renew; or
(2) in case of nonpayment of premium.
However, notwithstanding the failure of an insurer to comply with this
section, the policy shall terminate on the effective date of any other
insurance policy with respect to any automobile designated in both
policies.
(d) A notice of intention not to renew is not required under this
section if:
(1) the insured is transferred from an insurer to an affiliate of the
insurer for future coverage; and
(2) the transfer results in the same or broader coverage.
(e) Renewal of a policy shall not constitute a waiver or estoppel with
respect to grounds for cancellation which existed before the effective
date of such renewal.
Formerly: Acts 1969, c.332, s.6. As amended by P.L.160-2003,
SEC.24; P.L.178-2003, SEC.46; P.L.97-2004, SEC.98; P.L.148-2017,
SEC.16; P.L.196-2021, SEC.36.