§ 27-7-12-7 — Prohibited grounds for termination

Indiana § 27-7-12-7

• Jurisdiction: Indiana
• Title 27: INSURANCE
• Art. 7: SPECIAL TYPES OF INSURANCE
• Ch. 12: Termination of Residential Policies

Text

Termination of property insurance coverage by
an insurer is prohibited if the termination is based on any of the
following:
(1) Upon the race, religion, nationality, ethnic group, age, sex, or
marital status of the applicant or named insured.
(2) Solely upon the lawful occupation or profession of the
applicant or named insured. However, this subdivision does not
apply to an insurer that limits its market to one (1) lawful
occupation or profession or to several related lawful occupations
or professions.
(3) Upon the age or location of the residence of the applicant or
named insured, unless that decision is for a business purpose that
is not a mere pretext for a decision based on factors prohibited in
this chapter or any other provision of this title.
(4) Upon the fact that another insurer previously declined to
insure the applicant or terminated an existing policy in which the
applicant was the named insured.
(5) Upon the fact that the applicant or named insured previously
obtained insurance coverage through a residual market insurance
mechanism.

Legislative History

As added by P.L.203-2001, SEC.10.