Indiana § 27-7-12-5 Sufficiency of explanations; coverage considered renewed where notice
not given

Indiana Statutes

§ 27-7-12-5 — Sufficiency of explanations; coverage considered renewed where notice not given

Indiana § 27-7-12-5

Title 27INSURANCE

Art. 7SPECIAL TYPES OF INSURANCE

Ch. 12Termination of Residential Policies

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Bluebook

Ind. Code § 27-7-12-5 (2026).

Text

(a)A written explanation provided under section 3 or 4 of this chapter must be of sufficient clarity and specificity to enable a reasonable lay person to identify the basis for the insurer's decision without further inquiry.

(b)If notice is not provided under section 4 of this chapter, coverage is considered to be renewed only for the ensuing policy period upon payment of the appropriate premiums under the same terms and conditions, and subject to section 6 of this chapter, unless the named insured has accepted replacement coverage with another insurer or unless the named insured has agreed to the nonrenewal.

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(a) A written explanation provided under
section 3 or 4 of this chapter must be of sufficient clarity and
specificity to enable a reasonable lay person to identify the basis for the
insurer's decision without further inquiry.
(b) If notice is not provided under section 4 of this chapter, coverage
is considered to be renewed only for the ensuing policy period upon
payment of the appropriate premiums under the same terms and
conditions, and subject to section 6 of this chapter, unless the named
insured has accepted replacement coverage with another insurer or
unless the named insured has agreed to the nonrenewal.