Indiana § 27-2-28-3 "Homeowner's policy"

Indiana Statutes

§ 27-2-28-3 — "Homeowner's policy"

Indiana § 27-2-28-3

Title 27INSURANCE

Art. 2POWERS AND DUTIES OF INSURERS

Ch. 28Notice of Material Change

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Bluebook

Ind. Code § 27-2-28-3 (2026).

Text

As used in this chapter, "homeowner's policy" means a policy that provides:

(1)coverage for:

(A)damage to or the destruction of:

(i)a structure; or

(ii)a unit within a structure; that is used as a residence by one (1) or more individuals; and

(B)damage to or the loss of personal property that is present in the structure or unit described in clause (A); caused by perils such as fire, hail, and lightning; and

(2)coverage against the civil liability of the policyholder arising from bodily injury or property damage incurred by others.

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As used in this chapter, "homeowner's policy"
means a policy that provides:
(1) coverage for:
(A) damage to or the destruction of:
(i) a structure; or
(ii) a unit within a structure;
that is used as a residence by one (1) or more individuals; and
(B) damage to or the loss of personal property that is present in
the structure or unit described in clause (A);
caused by perils such as fire, hail, and lightning; and
(2) coverage against the civil liability of the policyholder arising
from bodily injury or property damage incurred by others.