§ 27-1-44-3 — Requirements for electronic posting of policy or endorsement

Indiana § 27-1-44-3

• Jurisdiction: Indiana
• Title 27: INSURANCE
• Art. 1: DEPARTMENT OF INSURANCE
• Ch. 44: Electronic Posting of Documents

Text

An insurer that elects to post a property and
casualty insurance policy or endorsement on the insurer's Internet web
site under section 2 of this chapter shall comply with all the following:
(1) The policy or endorsement must remain accessible as long as
the policy is in force.
(2) After the expiration of the policy or endorsement, the insurer
shall:
(A) archive the expired policy or endorsement for at least five
(5) years; and
(B) make the expired policy or endorsement available upon
request.
(3) The policy or endorsement must be posted in a manner that
enables the insured to print and save the policy or endorsement
using programs or applications that are widely available on the
Internet and free of charge.
(4) The insurer provides to the insured the following information
in, or in addition to, each declaration page provided at issuance
and each renewal of the policy or endorsement:
(A) A description of the specific policy or endorsement forms
purchased by the insured.
(B) A method by which the insured may obtain, upon request
and without charge, a paper copy of the policy or endorsement.
(C) The Internet web site address at which the policy or
endorsement is posted.
(5) The insurer provides written or electronic notice, in the format
preferred by the insured, of the following:
(A) Any change to the policy or endorsement form.
(B) The insured's right to obtain, upon request and without
charge:
(i) a paper copy of the change to the policy or endorsement
form; and
(ii) the Internet web site address at which the policy or
endorsement is posted.

Legislative History

As added by P.L.119-2014, SEC.2.