§ 27-1-41-9 — Certificate of coverage; notice

Indiana § 27-1-41-9

• Jurisdiction: Indiana
• Title 27: INSURANCE
• Art. 1: DEPARTMENT OF INSURANCE
• Ch. 41: Group Personal Excess or Umbrella Liability Insurance

Text

(a) A certificate that is issued under a group
insurance policy to an individual participating group member must
include the following information:
(1) The full name and address of the insurer.
(2) The policy number of the master policy.
(3) The full name, address, and telephone number of the group
administrator that holds the master policy.
(4) A description of the coverage provided under the certificate,
including the amount and term of the coverage.
(5) The amount of premium charged to the individual
participating group member for the coverage.
(6) Coverage limits that specifically apply under the individual
participating group member's certificate.
(7) Unless:
(A) the master policy is incorporated by reference in the
certificate; and
(B) a copy of the master policy accompanies the certificate;
all material terms and conditions of coverage under the certificate.
(b) An insurer shall provide to each individual participating group
member separate notice that provides instructions on claim submission
procedures.
(c) An insurer or group administrator shall deliver to each individual
participating group member a certificate, an amended certificate, or an
endorsement to a certificate if any of the following occurs:
(1) A change in coverage limits.
(2) A change in the type of coverage provided.
(3) An addition to, reduction in, or elimination of coverage
provided.
(4) An addition of an exclusion of coverage.

Legislative History

As added by P.L.32-2012, SEC.2.