Indiana § 27-1-3-29 Enforceability of policies exceeding authority of insurer or violating
statute or rule

Indiana Statutes

§ 27-1-3-29 — Enforceability of policies exceeding authority of insurer or violating statute or rule

Indiana § 27-1-3-29

Title 27INSURANCE

Art. 1DEPARTMENT OF INSURANCE

Ch. 3General Powers and Duties of the Department

This text of Indiana § 27-1-3-29 (Enforceability of policies exceeding authority of insurer or violating statute or rule) is published on Counsel Stack Legal Research, covering Indiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ind. Code § 27-1-3-29 (2026).

Text

(a)Except as otherwise provided by statute, a policy is enforceable against the insurer according to its terms, even if the policy exceeds the authority of the insurer.

(b)A policy that violates a statute or rule is enforceable against the insurer as if the policy conformed to the statute or rule.

(c)Upon the written request of the policyholder or the insured whose rights under the policy are continuing and not transitory, an insurer shall reform and reissue its written policy to comply with the requirements of the law existing at the date of issue or last renewal of the policy.

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(a) Except as otherwise provided by statute,
a policy is enforceable against the insurer according to its terms, even
if the policy exceeds the authority of the insurer.
(b) A policy that violates a statute or rule is enforceable against the
insurer as if the policy conformed to the statute or rule.
(c) Upon the written request of the policyholder or the insured
whose rights under the policy are continuing and not transitory, an
insurer shall reform and reissue its written policy to comply with the
requirements of the law existing at the date of issue or last renewal of
the policy.