Indiana § 27-1-22-3.1 Senior citizens participating in motor vehicle accident prevention
courses; reduced premiums

Indiana Statutes

§ 27-1-22-3.1 — Senior citizens participating in motor vehicle accident prevention courses; reduced premiums

Indiana § 27-1-22-3.1

Title 27INSURANCE

Art. 1DEPARTMENT OF INSURANCE

Ch. 22Regulation of Insurance Rates

This text of Indiana § 27-1-22-3.1 (Senior citizens participating in motor vehicle accident prevention courses; reduced premiums) is published on Counsel Stack Legal Research, covering Indiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ind. Code § 27-1-22-3.1 (2026).

Text

1.

(a)As used in this section, "motor vehicle insurance" means any type of insurance described in IC 27-1-5-1, Class 2(f).

(b)A motor vehicle insurance rate filed under section 4 of this chapter may provide for an appropriate reduction in premium charges for a policy if the principal operator of the motor vehicle covered under the policy:

(1)is at least fifty-five (55) years of age; and

(2)has, within three (3) years before the issuance or renewal of the policy, successfully completed a motor vehicle accident prevention course approved by the bureau of motor vehicles.

(c)A reduction in premium charges need not be provided under this section if the principal operator of the motor vehicle covered under the policy participated in the motor vehicle accident prevention course under the ord

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1. (a) As used in this section, "motor vehicle
insurance" means any type of insurance described in IC 27-1-5-1, Class
2(f).
(b) A motor vehicle insurance rate filed under section 4 of this
chapter may provide for an appropriate reduction in premium charges
for a policy if the principal operator of the motor vehicle covered under
the policy:
(1) is at least fifty-five (55) years of age; and
(2) has, within three (3) years before the issuance or renewal of
the policy, successfully completed a motor vehicle accident
prevention course approved by the bureau of motor vehicles.
(c) A reduction in premium charges need not be provided under this
section if the principal operator of the motor vehicle covered under the
policy participated in the motor vehicle accident prevention course
under the order of a court.
(d) This section does not prevent an insurer from withholding or
rescinding the reduction in premium charges for a motor vehicle
insurance policy if the principal operator of the motor vehicle covered
under the policy is involved in a motor vehicle accident for which the
principal operator is at fault.