§ 27-1-22-27 — Motor vehicle insurance; rates for innocent prior-uninsured motorists

Indiana § 27-1-22-27

• Jurisdiction: Indiana
• Title 27: INSURANCE
• Art. 1: DEPARTMENT OF INSURANCE
• Ch. 22: Regulation of Insurance Rates

Text

(a) The purpose of this section is to preclude
insurers from charging higher rates for innocent prior-uninsured
motorists who have not operated a motor vehicle in violation of any
financial responsibility or compulsory insurance requirement within the
prior twelve months.
(b) As used in this section, "motor vehicle insurance" means any
type of insurance described in IC 27-1-5-1, Class 2(f).
(c) A motor vehicle insurer may not discriminate in establishing a
rate for a policyholder or applicant, based solely on the absence of
insurance by the applicant or policyholder.
(d) This section does not apply to applicants who first received their
driver's license within the past thirty-six (36) month period.
(e) A violation of this section is an unfair and deceptive act or
practice in the business of insurance under IC 27-4-1-4.

Legislative History

As added by P.L.169-1999, SEC.1.