Indiana § 27-1-2.1-1 "Health care sharing ministry"

Indiana Statutes

§ 27-1-2.1-1 — "Health care sharing ministry"

Indiana § 27-1-2.1-1

Title 27INSURANCE

Art. 1DEPARTMENT OF INSURANCE

Ch. 2.1Health Care Sharing Ministries

This text of Indiana § 27-1-2.1-1 ("Health care sharing ministry") is published on Counsel Stack Legal Research, covering Indiana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Ind. Code § 27-1-2.1-1 (2026).

Text

(a)As used in this chapter, "health care sharing ministry" means a nonprofit organization that:

(1)is comprised only of participants who share similar and sincerely held religious beliefs;

(2)is tax exempt under Section 501(c)(3) of the Internal Revenue Code;

(3)acts as a facilitator among participants who have financial or medical needs that are qualified in accordance with the organization's criteria, matching those participants with other participants who have the present ability to assist with financial or medical needs;

(4)provides for the financial or medical needs of a participant through contributions from one (1) participant to another participant;

(5)provides information about amounts that participants, with no assumption of risk or promise to pay, may contribute for distri

Free access — add to your briefcase to read the full text and ask questions with AI

(a) As used in this chapter, "health care
sharing ministry" means a nonprofit organization that:
(1) is comprised only of participants who share similar and
sincerely held religious beliefs;
(2) is tax exempt under Section 501(c)(3) of the Internal Revenue
Code;
(3) acts as a facilitator among participants who have financial or
medical needs that are qualified in accordance with the
organization's criteria, matching those participants with other
participants who have the present ability to assist with financial
or medical needs;
(4) provides for the financial or medical needs of a participant
through contributions from one (1) participant to another
participant;
(5) provides information about amounts that participants, with no
assumption of risk or promise to pay, may contribute for
distribution:
(A) among the participants; or
(B) by the organization to participants;
(6) provides a written monthly statement to all participants that
specifies:
(A) the total dollar amount of qualified needs submitted to the
organization; and
(B) the amount actually published or assigned to participants
for their contribution; and
(7) includes the following statement, in writing, on or
accompanying all applications and guideline materials:
"Notice: The organization facilitating the sharing of medical
expenses is not an insurance company, and neither its
guidelines nor its plan of operation is an insurance policy. Any
assistance you receive with your medical bills will be totally
voluntary. Neither the organization nor any other participant
can be compelled by law to contribute toward your medical
bills. As such, participation in the organization or a subscription
to any of its documents should never be considered to be
insurance. Whether or not you receive any payments for
medical expenses and whether or not this organization
continues to operate, you are always personally responsible for
the payment of your own medical bills.".
(b) The term does not include a fraternal benefit society described
in IC 27-11-1-1.