Idaho § 41-5214 ENHANCED SHORT-TERM PLANS

Idaho Statutes

§ 41-5214 — ENHANCED SHORT-TERM PLANS

Idaho § 41-5214

Title 41INSURANCE

Ch. 52INDIVIDUAL HEALTH INSURANCE AVAILABILITY ACT

This text of Idaho § 41-5214 (ENHANCED SHORT-TERM PLANS) is published on Counsel Stack Legal Research, covering Idaho primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Idaho Code § 41-5214 (2026).

Text

The director shall adopt reasonable rules to establish specific standards for enhanced short-term plans. The standards shall be in addition to and in accordance with applicable laws of this state, including this chapter. The standards:

(1)Shall include requirements for renewability that are consistent with federal law regarding short-term, limited duration insurance; and

(2)May include, but need not be limited to:

(a)A scope of covered benefits, which may be as broad as the scope of covered benefits required to be included in individual health benefit plans that are not deemed short-term, limited duration insurance under federal law;

(b)Restrictions on premium rate increases when an enhanced short-term plan ceases to be renewable and the individual policyholder reapplies for coverage f

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The director shall adopt reasonable rules to establish specific standards for enhanced short-term plans. The standards shall be in addition to and in accordance with applicable laws of this state, including this chapter. The standards:
(1) Shall include requirements for renewability that are consistent with federal law regarding short-term, limited duration insurance; and
(2) May include, but need not be limited to:
(a) A scope of covered benefits, which may be as broad as the scope of covered benefits required to be included in individual health benefit plans that are not deemed short-term, limited duration insurance under federal law;
(b) Restrictions on premium rate increases when an enhanced short-term plan ceases to be renewable and the individual policyholder reapplies for coverage from the same carrier; and
(c) Conversion of enhanced short-term plans into fully renewable coverage upon a finding by the director that the conversion complies with law and is in the best interests of the public.